Housing Counseling Network

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NCRC Housing Counseling Network is a HUD certified national housing counseling organization. The housing counseling network mortgage advisors have provided counseling to 15,000 households with a range of services:


MORTGAGE DELINQUENCY AND DEFAULT RESOLUTION COUNSELING
A Mortgage Advisor will assist homeowner’s and negotiate on their behalf in bringing mortgage current.  This process is achieved by a credit analysis and developing a sound budget. Download Intake Packet [2.5mb]

LOSS MITIGATION
A Mortgage Advisor will conduct an assessment of homeowner’s situation, develop an action plan, review financial information, review credit, to determine a sustainable mortgage payment and negotiate on homeowner’s behalf. Download Intake Packet [1.5mb]

MONEY DEBT MANAGEMENT
Learn how to keep more of your money by understanding which debts to pay off first.  A Mortgage Advisor will provide an in depth analysis of your credit report and work with you to develop a budget and eliminate high cost credit cards.  Are you curious about the CARD ACT, schedule a counseling session today to find out more!

FULL DOCUMENT FILE REVIEW
Highly skilled mortgage advisors will conduct a thorough analysis of pertinent loan documents, such as, Truth and Lending, Good Faith Estimate, Original Loan Application, Mortgage and Note to determine if systemically fraudulent patterns exist.  If such patterns exist the file will be forwarded to a specialist for further review.

PRE-PURCHASE COUNSELING
The Housing Counseling Network provides pre-purchase counseling which includes: budgeting, credit, financial management counseling, and savings techniques. Pre-Purchase Counseling is done in a one-on-one environment and delivered by a Mortgage Advisor. Your advisor will review your credit, budget, and affordability to determine if you are mortgage ready.

HOMEBUYER EDUCATION

Learn the 10 basic steps to purchasing a home!  A Mortgage Advisor will review your credit, and pre-qualify you to determine if you are mortgage ready.  The Housing Counseling Network uses the latest state of the art technology to get pre-approved in a non-predatory environment with over 82 investors to choose from.

FAIR HOUSING
NCRC’s National Neighbors department provides support and assistance to persons, including tenants, landlords, and homeowners who believe they have been discriminated against on the basis of race, color, religion, national origin, sex, familial status, or handicap.

For further information please contact Cheryl Cassell, Director at This e-mail address is being protected from spambots. You need JavaScript enabled to view it