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Partner Council
Jay Delich
President; Arizona Appraisals of Scottsdale, AZ,
Ted Faravelli, RAA, CCI
CAREA Business Director (California Association of Real Estate
Appraisers)
www.residentialanalysis.com
Jan Buchele-
William Fall Company of Toledo, OH
www.williamfallgroup.com
Don Ross -
President and CEO
RCI- The Ross Company
Don Ross is President and CEO of RCI-The Ross Company a residential
and commercial appraisal company that serves Kentucky and
Ohio. Don has been involved in the appraisal of real estate
since 1991. Don has been involved in assignments that have
ranged from minimal constructed residential valuations and
easement rights, to retail and commercial properties of various
uses. Don has appraised special purpose properties such as
investment and commercial properties, and specializes in real
estate damage issues which include construction defects, environmental,
eminent domain, and other conditions that might impact property
value.
In addition to being a member of The Center for Responsible
Appraisals and Valuations Partner Council, Don also serves
on or is a member of many other associations. He is an Executive
Board member of the NAACP Housing Committee of Northern Kentucky,
the Vice President of the National Society of Real Estate
Appraisers (Cincinnati/No. KY Chapter), an Instructor for
the National Society of Real Estate Appraisers, and President
of the Northern KY chapter of the National Association of
Real Estate Brokers. In addition, he is a member of both the
Appraisal Institute and the International Right-of-Way Association.
Mr. Ross is a published author of two pieces, ©The Broker
Price Opinion Guide & © Predatory Lending: A Training
and Information Resource Booklet.
Jim Girardot
President and CEO
Appraisal One, Inc.
www.appraisalone.com
Jim Girardot is President and CEO of Appraisal One, Inc.
a residential appraisal company that services Western Washington
State. Jim began his career in real estate while a junior
at Oakland University in Rochester, Michigan. At the age of
24, he was co-founder of a real estate firm in his hometown
that was noted for high-end construction homes. While in Rochester,
Jim served as President of the local Board of Realtors, he
was elected as a director of the Michigan Association of Realtors
as well as a district Vice-President for that association.
Jim devoted a substantial amount of time lobbying for consumer
and Realtor causes on the local, state, and national levels.
In 1979, Jim was recognized by Oakland University by being
presented the Distinguished Alumni Service Award, the university's
highest honor. In addition to this prestigious award, Jim
was invited to teach real estate brokerage at his alma mater.
When Jim and his family relocated to the Great Northwest
he founded Appraisal One, Inc. (AOI) in 1990. Having been
self employed since his university days, he did work briefly
for local appraisal companies in the area but realized that
he would only be comfortable providing appraisal service to
lenders if he opened his own firm where he could practice
what he learned over the years regarding service and real
estate. The company has grown into one of the largest in the
state of Washington.
Dedicated to being a working partner on whose reports lenders
can rely for their loan decisions, Appraisal One. Inc. has
written policy standards regarding thorough research and full
and proper reporting of a professional appraisal. As a further
testament to the company's commitment to producing quality
products, Jim personally signs all appraisals completed by
AOI in the supervisory capacity. Jim and AOI are committed
to professional and honest appraising.
Curt Thor
President, Sonoma County and Marin County
Appraisal Associations of Novato, CA
www.northbayreal.com
Curt Thor, owner of North Bay Real Estate Appraisals based
in Novato, CA, has been working as an appraiser for the past
22 years. He got his start in appraising working for the Marin
County Assessor's Office, where he worked for two years as
an appraiser technician. Curt specializes in the high-end
residential market and new construction properties, which
were areas he was assigned while working for the Assessor's
Office.
In 1986 Curt started his own appraisal company. He was further
trained as a residential fee appraiser, by Sue Ellen Adams
RM, with whom he worked for the next seven years. Curt has
been the owner and chief appraiser of his company, North Bay
Real Estate Appraisals, for over 20 years. Though he specializes
in high-end homes and new construction, Curt's appraisal experience
runs the gamut from raw land to more complicated property
disputes as an expert witness in the County of Marin. He has
devoted many hours to training other appraisers, and is currently
President of two Appraiser's Associations.
Due to changes in the current appraisal profession, and feeling
a need to have a forum to discuss relevant issues with other
professionals, Curt decided to attend meetings of the Sonoma
County Appraisal Association. After attending only one meeting
of the Sonoma County Appraiser's Association and having the
opportunity to speak his mind about changes in the industry,
fellow members suggested Curt represent the Association as
their President. Curt took the position in late 2005. This
prompted Curt to reestablish the Marin County Appraiser's
Association, which has not met since the late 1990's. The
meetings allow appraisers to network, discuss local topics,
and to bring guest speakers in to talk about various subjects
of interest. Due to Curt's continued volunteered time and
efforts, the Sonoma County Association meetings have grown
from an average attendance of 15 to now over 60. The Marin
County Association's first meeting had over 50 in attendance.
Curt continues to grow as a leader in his field, becoming
involved in organizations such as, Center for Responsible
Appraisals & Valuations, and the Appraisers Advocacy Coalition,
and other lobbying groups.
Curt's goal is to develop awareness for the needed use of
local expert appraisers and to build a more professional and
stronger industry for independent appraisers. He is participating
in these grass roots methods in an effort to unite the appraisers
and address changes in the industry over most recent few years.
Aside from appraising, Curt enjoys spending time with his
wife and two children and is involved in their activities
as a coach for local youth softball, baseball and soccer teams.
Curt Thor is a 37-year resident of Marin County, California
and currently lives in Novato.
Ivor J. Hill
Owner of I.J. Hill Appraisal Services of Pueblo, Colorado
www.ijhillappraisalservices.com
Mr. Hill is a, Certified General Appraiser in the State of
Colorado, and has experience in all aspects of the appraisal
industry. He is also an active advocate for fair and ethical
appraisal practices and has worked tirelessly with real estate
and law enforcement professionals to promote industry ideals
that will benefit
both the industry and consumers.
Most recently, Mr. Hill has been appointed to the Colorado
Attorney General's Mortgage Fraud and Foreclosure Task Force
and was an expert panelist
dealing with valuation and appraisal issues in an era of predatory
lending at the National Community Reinvestment Coalition's
Annual Conference in Washington DC.
Mr. Hill is one of only two full members of the Royal Institution
of Chartered Surveyors (RICS) working in Colorado. The RICS
membership is the most
respected appraisal designation in the United Kingdom and
was granted its Royal Charter by Queen Victoria 134 years
ago. RICS members currently appraise in over 100 countries
worldwide.
Mr. Hill has been appraising internationally for over ten
years and has been in the United States for the past five.
He also has extensive experience in surveying, marketing,
and business management.
Ed Davidson
Chairman and Chief Executive Officer of
Worldwide Outsourced Solutions and its subsidiary, AMCO.
www.amco.net
Previously Mr. Davidson was the founder and Chairman of the
Board of Cooperative Resource Services ("CRS" and
currently SIRVA), which was and still is one of the world's
largest and most respected relocation management companies.
Mr. Davidson is a past winner of the Ernst and Young Entrepreneur
of the Year Award and has won numerous awards for his business
and philanthropic endeavors.
Mr. Davidson is an attorney, graduating with high honors from
the Northwestern University School of Law and has had many
years of representation of lenders for the Chicago firm of
Gottlieb and Schwartz (currently Schwartz and Friedman). He
has been the Vice President of real estate operations for
Diamond Shamrock Corporation and a consultant for MGIC and
Fannie Mae. Mr. Davidson has testified numerous times in front
of the House Banking and Senate Finance Committees, particularly
in the creation of the FIRREA legislation; and has been the
Chief Executive Officer of the national mortgage lending operations
of CRS.
Mr. Davidson has published over 50 books, articles, and video
series on topics ranging from real estate, relocation and
mortgage financing, and regulation to management principles
and practices. He is a past executive board member of the
Employee Relocation Counsel and the Industrial Development
and Research Counsel. He has been an active speaker on real
estate related issues with appearances at many national and
regional real estate symposiums and has been a guest lecturer
at Case Western Reserve University's Weatherhead School of
Business.
Victoria Cassens Zillioux
Managing Director
Real Estate and Lending Practice
Strategic Development Worldwide
www.sdwnet.com
Ms. Cassens heads the Residential Lending consulting practice
at Strategic Development Worldwide, a consulting practice
that focuses on organizational strategy and development. She
combines general marketing strategy for the organization along
with development of the consulting operation into the real
estate and lending markets. Vicky's experience in mortgage
lending, software production and data management, both in
the US and internationally, gives her a combined background
that provides an understanding of the business needed for
long term strategic planning. This breadth of experience gives
Vicky a keen insight into the financial industry and understanding
from the customers' viewpoint. She holds a Bachelor of Science
Degree in Finance with an emphasis in real estate from San
Diego State University. She also holds the Senior Residential
Appraiser (SRA) designation with the Appraisal Institute.
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