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SUMMARY: Tomorrow, June 9, the U.S. House of Representatives is expected to vote on “rider” amendments to the Transportation-HUD (“T-HUD”) annual appropriations bill that would limit federal funding for fair housing enforcement. Last week largely along party line votes, the House already passed hostile amendments to defund fair housing programs key to NCRC members (see "Votes Last Week" below for a description). Democrats in the U.S. Senate, however, plan to block all House appropriations bills in an effort to reverse automatic, across-the-board cuts (‘sequestration”) first implemented in 2013. President Obama has also threatened to veto House appropriation bills that, among other things, cut funding to critical housing programs.

NCRC/MEMBER ACTION: Call the U.S. Capitol at 202-225-3121 and ask to be connected to your Representative. Urge your Rep. to:


The House has already passed appropriations amendments to defund programs critical to NCRC Members:

  • HUD’s Fair Housing Initiatives Program (FHIP): The House passed an amendment by Rep. Steve Stivers (R-OH) to prohibit funding for FHIP’s Private Enforcement Initiative (PEI). The amendment was added to the T-HUD appropriations bill and passed on a largely party-line basis on June 4 by a vote of 224-198 (Republicans: 224-16; Democrats: 0-182).

o   By voice vote, the House also passed an amendment that switches $28 million in funds from private enforcement to another part of the FHIP that funds state and local government agencies (e.g. Fair Housing Assistance Program (FHAP)). According to HUD, that part of FHIP hasn’t been funded for years because FHAP funds that have been appropriated are more than adequate.

  • HUD’s Disparate Impact Rule: The House also passed an amendment by Rep. Scott Garrett (R-NJ) that would block funding for the U.S. Dept. of Justice to enforce HUD’s disparate impact rule. The rule formalizedthe application of the doctrine that fair housing liability under the Fair Housing Act extends to housing practices that may appear neutral on their face but have discriminatory effects. The amendment was added to the Commerce-Justice-Science appropriations bill and passed largely along party-lines on June 3 by a vote of 232-196 (Republicans: 232-11; Democrats: 0-185).

The following charts provide a state-by-state breakdown of how the Government Sponsored Enterprises' affordable housing goals benefit the entire country. The charts are available for each state as well as in an aggregated document.

The issue of housing finance reform is heating up in Congress. This issue has broad and lasting implications for the future of the middle class and economic opportunity in America. NCRC is committed to ensuring that housing finance reform results in a system that provides access to conventional loans for the full spectrum of creditworthy borrowers, as well as affordable rental housing.

Join us as we advocate for fair access for all communities in housing finance reform!

Please see below for NCRC resources:

NCRC Policy Pieces:

Affordable Housing Goals Charts: State-by-State Benefits of the Affordable Housing Goals

Johnson-Crapo Housing Finance Reform Legislation: Access Concerns and Solutions (One-Pager)

A Guarantee for the Guarantee: Two Proposals to Ensure that the Future Secondary Mortgage Market Serves All Creditworthy Borrowers

Issue Brief: An Analysis of the Corker-Warner GSE Reform Bill and Its Implications for Affordable Housing Finance 

NCRC Letters:

Comment Letter on FHFA Proposed Enterprise Housing Goals

Letter from National Groups Calling on Senate Majority Leader Reid to Hold off Floor Vote on Johnson-Crapo

Letter to Senate Banking Leadership Expressing Concern About Johnson-Crapo Bill

NCRC Press Statements:

National Groups Call on Senate Majority Leader Reid to Hold off Floor Vote on Johnson-Crapo

NCRC Statement on Johnson-Crapo Housing Finance Reform Committee Vote

NCRC Statement on FHFA Director Mel Watt’s Remarks at the Brookings Institution

Hundreds of Community Groups Send Letter to Senate Banking Committee Leadership Expressing Concern About Johnson-Crapo Bill

NCRC Statement on the Release of the Johnson-Crapo Housing Finance Reform Bill

NCRC Statement on Johnson and Crapo Agreement on Housing Finance Reform 

NCRC to Host GSE and Housing Finance Reform Forum 

NCRC Releases GSE Reform Access White Paper  

NCRC Applauds Senator Reid's Remarks on GSE Reform 

NCRC Statement on President Obama's Arizona Housing Address  

NCRC Op-Eds: 

Housing Finance Reform Should Now Focus on Fixing and Preserving Fannie Mae and Freddie Mac

Access to Credit Is Key in GSE Reform 

Go Back to the Drawing Board on GSE Reform 

As Americans Struggle to Climb Economic Ladder, Corker-Warner GSE Reform Effort Falls Badly Short 


NCRC Forum on Housing Finance Reform, January 31, 2014