Training and Events
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Upcoming Events
- Jun 11: Supporting Inclusive Communities Through Fair Housing Planning - Chicago, IL
- Jun 12: Supporting Inclusive Communities Through Fair Housing Planning, Day 2 - Chicago, IL
- Sep 10: Supporting Inclusive Communities Through Fair Housing Planning - Charleston, SC
- Sep 11: Supporting Inclusive Communities Through Fair Housing Planning, Day 2 - Charleston, SC
Foreclosure Rescue Scams: A Nightmare Complicating the American Dream
The report addresses the concerns surrounding foreclosure prevention rescue scams. The research study was conducted for a period of three months in mid-2009 using “fair lending matched pair testing” or mystery shopping” to assess the extent of the problem. Findings of the study demonstrate that an aggressive legislative solution and added public and private oversights and enforcement are necessary to prevent consumers from being harmed.
Foreclosure modification scams have been a problem for years. However, this insidious practice has become more prevalent in the recent increase of foreclosures. Scammers mislead homeowners into believing that they will get a modification that significantly lowers their payment, or stabilizes an exploding adjustable rate mortgage or “ARM.” Common scams perpetuated against consumers, include phantom help, reverse mortgages, title theft, and short sale fraud. Often times, scams come in the form of ads in the newspaper, internet, public files at local government offices, television and personalized letters to homeowners.
NCRC Releases Small Business Lending Study (July 2010)
Small businesses are the driving force behind job creation, yet many struggle to find the capital they need to survive and grow. Women and minority-owned businesses face additional impediments. Today, we’re pleased to announce a new NCRC study, “Does CRA Small Business Lending Increase Employment: an Examination on a County Level.” The study looks at over 500 counties around the country, exploring the national impact of Community Reinvestment Act on small business lending.
NCRC's 2010 Survey on the Home Affordable Mortgage Program (HAMP)
The survey is designed to get a better understanding of the efforts being made by clients and servicers in helping secure mortgage assistance. The results of this survey will be used to identify what is working with existing foreclosure prevention programs and address necessary steps to remedy what is not working.
NCRC's 2010 Survey on the Home Affordable Mortgage Program (HAMP)
NCRC Releases a New Report on Fair Lending Performance of Credit Unions
NCRC releases a new report on fair lending performance of credit unions. The report analyzes several credit unions and compares them to bank service to working and minority communities. The study finds that credit unions lag behind banks on 64% of the fair lending indicators that were examined."
Click Here to View: NCRC's Report "Credit Unions: True To Their Mission Part II"
Income is No Shield III: Gender/Race Disparities Report