July 2026

Smart Investment Property Decisions Are Helping Build Black Wealth

June 30, 2026, MSR Multimedia Group, Smart Investment Property Decisions Are Helping Build Black Wealth Making smart real estate investing decisions remains crucial to Black Americans, as significant gaps in racial wealth and homeownership still exist. According to the National Community Reinvestment Coalition, compared to the median Black family, the median white family has 6.5 […]

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The U.s. Marks 250th Anniversary, While Black americans Still Face Systemic Barriers

July 1, 2026, AFRO News, The U.S. Marks 250th Anniversary, While Black Americans Still Face Systemic Barriers Despite decades of talk about progress, the economic divide remains stark. Today, for every dollar of wealth held by white families, Black families hold roughly 15 cents, according to the National Community Reinvestment Coalition. This is the result

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San Diego Seniors Turning To Digital Finance As Banking Options Shift

July 2, 2026, The Coast News Group, San Diego Seniors Turning To Digital Finance As Banking Options Shift Some relief appeared in early 2026, when national data showed banks opened more branches than they closed in the first quarter. But that modest net gain of 50 locations nationwide, documented by the National Community Reinvestment Coalition,

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Global Banks Rethink Branch Closures As Digital Banking Reshapes Strategy

June 28, 2026, Business A.M., Global Banks Rethink Branch Closures As Digital Banking Reshapes Strategy In the United States, where bank branch numbers have declined steadily for more than a decade, the trend appears to be reversing. Citing data from the National Community Reinvestment Coalition, the institute said the country’s full-service branch network recorded two

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First Merchants’ $2B Pledge: A New Standard For Midwest Community Banking

June 25, 2026, BriefGlance, First Merchants’ $2B Pledge: A New Standard For Midwest Community Banking First Merchants Bank, in a landmark move solidifying its role as a key community anchor, has announced a new $2.02 billion Community Benefits Agreement (CBA) in partnership with the National Community Reinvestment Coalition (NCRC). The five-year pact, running from 2026

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Stripe Lawsuit: Privacy, Patents, And Fund Disputes

June 26, 2026, LegalClarity, Stripe Lawsuit: Privacy, Patents, And Fund Disputes The OCC granted preliminary conditional approval on February 12, 2026. The conditions include maintaining at least $45 million in Tier 1 capital, keeping a minimum of $27.5 million in eligible liquid assets, and complying with the GENIUS Act governing stablecoin activities. The bank must

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First Merchants Bank and NCRC Announce New $2 Billion Community Benefits Agreement to Expand Impact Across the Midwest

June 25, 2026, Lifestyle Capitol Hill Times, First Merchants Bank and NCRC Announce New $2 Billion Community Benefits Agreement to Expand Impact Across the Midwest First Merchants Bank and the National Community Reinvestment Coalition (NCRC) announced a new $2.02 billion Community Benefits Agreement (CBA), reinforcing the bank’s long-standing commitment to advancing financial wellness of the communities

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US Lawmakers Debate New Federal Charter For Fintech Payment Firms

June 25, 2026, IANSLive, US Lawmakers Debate New Federal Charter For Fintech Payment Firms Tara Flynn of the National Community Reinvestment Coalition said any non-bank receiving access to the banking and payments infrastructure should face strong consumer protection rules, community investment obligations and rigorous supervision. “When a non-bank receives access to the banking and payments

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US Lawmakers Cite India’s UPI model In Payments Reform Debate

June 25, 2026, IANSLive, US Lawmakers Cite India’s UPI Model In Payments Reform Debate Tara Flynn of the National Community Reinvestment Coalition also urged lawmakers to ensure that any non-bank receiving access to the banking and payments system should be subject to strong consumer protections, community investment obligations and rigorous regulatory supervision.

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Bank branch trends for 2026 (2nd quarter): Continued growth in the Southeast and Southwest metros

The nation’s bank branch network changed little compared with the first three months in the second quarter of 2026, with 261 openings and 248 closings. This is the third straight quarter of net gains in branches, something that we haven’t seen since 2009. It has been a long time since we could say bank branches

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NCRC’s Comment On OCC Stablecoin Anti-Money Laundering Rulemaking

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th Street SWWashington, DC 20219 Via: Federal eRulemaking Portal – Regulations.gov Re: Office of Comptroller of

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NCRC Opposes HR 6955: The Main Street Capital Access Act

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download July 21, 2026 The Honorable Hakeem Jeffries Democratic Leader U.S. House of Representatives Washington, DC 20515 The Honorable Katherine Clark Democratic Whip U.S. House

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NCRC’s Comment on the FHFA’s Proposed Rulemaking on the Enterprise Duty to Serve (DTS) Underserved Markets

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download July 23, 2026 Clinton Jones General Counsel Attention: Comments Enterprise Duty to Serve Underserved Markets RIN 2590–AB64 Federal Housing Finance Agency 400 Seventh Street

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NCRC Opposes Main Street Act That Weakens Banking Oversight and Community Voice

NCRC’s President and CEO Jesse Van Tol released a statement in regards to the House’s recent passage of H.R. 6955 (the Main Street Capital Access Act) and the devastating ripple effects it will have on regulatory accountability for banking institutions as well as fair lending for communities: The House voted to hand banks a green

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