July 2026

Black and Hispanic College Graduates Face a Tougher Job Market: July 2026 Race, Jobs and the Economy Update

According to the Bureau of Labor Statistics’ (BLS) June jobs report, the national economy added 57,000 jobs, while the unemployment rate dropped slightly to 4.2%. The former was substantially below economists’ expectations of 115,000 jobs. Monthly job gains have trended downward since March, going from 214,000 to 57,000.  The drop in the unemployment rate was

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2026 NCRC Mortgage Market Series — Part 1: A Stagnant Mortgage Market: A Shrinking CRA

2026 NCRC Mortgage Market Series PART 1: A Stagnant Mortgage Market- A Shrinking CRA The 2025 mortgage market is stagnant and increasingly not covered by the community reinvestment act July 2026 PART 1: A Stagnant Mortgage Market- A Shrinking CRA The 2025 mortgage market is stagnant and increasingly not covered by the community reinvestment act

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OCC’s Proposed Rule Could Undermine Investment in Communities of Color

The Office of the Comptroller Currency (OCC) recently proposed a rule that could reduce investment in communities of color and open the door for more lending discrimination. The agency aims to remove any references to “minority and women-owned entities” in their list of eligible public welfare investment activities that banks can undertake. The OCC is also proposing

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A Home For Everyone: Pima County Community Land Trust levels the playing field for aspiring homeowners

Elsa Beltran never thought she would own a home. Median home prices in Pima County, Arizona have soared by 22% over the last five years to $368,000, and renting is not much more affordable either for Beltran, who works as a seamstress. That was until Beltran connected with the Pima County Community Land Trust (PCCLT),

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Some Law Enforcement Groups Remain Opposed To Key Clarity Act Provision As Talks Continue

June 25, 2026, Crypto In America, Some Law Enforcement Groups Remain Opposed To Key Clarity Act Provision As Talks Continue Ahead of the hearing, I caught up with Rachel Anderika, Anchorage Digital’s Head of Global Operations and one of the witnesses set to be in the hot seat alongside representatives from Stripe, the Bank Policy Institute,

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NCRC To Host Reinvest Washington, a Regional Summit for Community Development Leaders

The summit will bring together advocates, lenders, developers, philanthropy, public sector, nonprofit leaders and community development practitioners for practical conversations grounded in what people and organizations are experiencing across the state.

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NCRC Opposes Hancock Whitney acquisition of One Florida Bank Absent a Community Benefits Plan

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download June 30, 2026 Submitted Electronically Mark TaylorRegional DirectorFederal Deposit Insurance Corporation600 North Pearl Street, Suite 700Dallas, TX 75201Via Email: mtaylor@fdic.gov J. Mark LoveDeputy Regional DirectorFederal Deposit Insurance

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New Data for Clearer Answers: Tracking Gentrification and Neighborhood Change Across US Cities (1970s – 2010s)

NCRC is pleased to announce the release of a new longitudinal dataset designed to help communities, advocates and policymakers better understand how neighborhoods have changed over time and where gentrification pressures are most evident. This dataset draws on US Census data spanning multiple decades (from the 1970s through 2010s) and covering thousands of neighborhoods tracking

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As Small Business Owners Retire, Worker Cooperatives Could Help Close Wealth Gap

“There’s a big opportunity for a racial wealth transfer as well as a generational one because of the demographics of who’s in the workforce versus who the owning group is,” said Carolyn Edsell-Vetter, program director at the Cooperative Fund of the Northeast (CFNE). Over the next decade, roughly six million baby boomer small business owners

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