2026

Lifeline for Millions of Americans Becomes Hot Potato for Banks

By / / In the News / 1 minute of reading

Bloomberg, October 9, 2025, Lifeline for Millions of Americans Becomes Hot Potato for Banks Jesse Van Tol, president of the National Community Reinvestment Coalition, a nonprofit that pressures banks to do more business in underserved communities, often by fighting bank mergers, praised Fifth Third’s CEO. “Tim Spence has an interest in financial inclusion that is uncommon for […]

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The Local Costs of the AI Boom: Ensuring Data Centers Deliver Community Benefits In The Midst of Hypergrowth

By / / Research, Views / 16 minutes of reading

In December of last year, Senator Bernie Sanders called for a national moratorium on the construction of data centers “that are powering the unregulated sprint to develop & deploy AI.” Sanders’ stand follows bipartisan backlash resisting proposals to construct data centers in communities across the country. Recent reporting from Data Center Watch shows an estimated

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ALERT: OCC Proposal Puts Hundreds of Millions of Community Development Dollars at Risk Per Year

By / / Testimony & Regulatory Comments / 3 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download The OCC is currently taking comments on proposed guidance intended to simplify how banks use the strategic plan option for their Community Reinvestment Act (CRA) performance

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Video: 2026 Fellowship Host Application Informational Webinar

By / / NCRC Videos / 22 minutes of reading

Online Event Archive Recorded: January 28, 2026 Learn more about the application process to host a graduate student for a member-designed, 9-month fellowship project that drives your organization’s mission forward. The fellowship pairs innovative, graduate-level talent with NCRC members to address pressing issues such as climate resilience, affordable housing, food and water security, community health

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In a New Year, Old Uncertainties Remain: January 2026’s Race, Jobs and the Economy Recap

By / / Research, Views / 4 minutes of reading

2025 was a year of slowing job gains, a bifurcated consumer economy and trade war uncertainties. These negative trends will likely continue and intensify in 2026. The last jobs report for the year produced by the Bureau of Labor Statistics only further confirms the anemic nature of the jobs market. The economy added a modest

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Video: SNAP E&T Basics Part 2: Infrastructure & Staff Requirements

By / / NCRC Videos / 42 minutes of reading

Online Event Archive Recorded: January 21, 2026 In the second of our 5-part series covering the essentials of SNAP E&T, NCRC’s Economic Mobility team share how community-based organizations evaluate and assess the alignment of your training programs and support services with SNAP E&T requirements as well as the capacity of their current workforce development staff.

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“Neighborhoods have a say”: Working In Neighborhoods works to create economic opportunity for all in Cincinnati

By / / Field Notes, Views / 3 minutes of reading

Attracting new investments in lower-income neighborhoods can feel like a Sisyphean challenge for many communities. But, there is a group that seems to have found a magic formula for combining the best efforts of community leaders, elected officials and policy professionals to create lasting change.  Working in Neighborhoods (WIN) was founded in Cincinnati, Ohio in

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NCRC’s Comment on the OCC’s Proposed Community Bank Licensing Rule

By / / Testimony & Regulatory Comments / 18 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download January 20th, 2026 RE: Community Bank Licensing Amendments, Docket ID – OCC-2025-0273 To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) opposes the Office

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NCRC Comment in Opposition to PayPal Holdings Inc. Application for Federal Deposit Insurance

By / / Testimony & Regulatory Comments / 8 minutes of reading

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download January 20, 2026 Acting Chairman Travis Hill Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Via email: comments@fdic.gov Alex Chriss, President &

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Mortgage Market Report Series – Part 7: Investor Lending Analysis

By / / Research / 22 minutes of reading

2025 NCRC Mortgage Market Series PART 7: Investor Lending Analysis This report tracks investor lending for second homes and rentals—showing volatility, concentration in Florida/vacation markets, and large demographic gaps. January 2026 PART 7: Investor Lending Analysis This report tracks investor lending for second homes and rentals—showing volatility, concentration in Florida/vacation markets, and large demographic gaps.

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Cy Pres Award

By / / Uncategorized / 2 minutes of reading

Invest in a Future Where Everyone Has a Fair Shot To  Grow Thrive Succeed Build A Future Cy pres awards allow nonprofits to investigate, document, and publicize abuses and to pursue vital consumer education and protection projects that are not funded through traditional grant making entities. Cy Pres Inquiries If you are a settlement administrator,

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Unlocking Wealth on Trust Land: NCRC Member Helps Tribal Families Gain New Paths to Homeownership

By / / Field Notes, Views / 3 minutes of reading

Homeownership isn’t just part of the American dream – it’s a critical tool for building wealth and financial security. Because unique federal rules and regulations make it harder for tribal communities to achieve homeownership, the Tribal Homeownership Coalition of the Southwest (THOCSW) is working to bridge that gap. Founded in 1999 and serving Native communities

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