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The Injustice Of Redlining

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Tracing the Legacy of Redlining: A New Method for Tracking the Origins of Housing Segregation
The Great Consolidation of Banks and Acceleration of Branch Closures Across America
NCRC 2020 Home Mortgage Report: Examining Shifts During COVID

We need your stories

Is there a project or issue in your community you want others to know about? Do you want to highlight an exceptional team member or person from your community?

Submit a form below so we can feature you in our Member Stories.

On our radar

Housing Wire: Freddie Mac First Out of the Gate with Plans for Targeted Lending Programs
CNN: Senate report details ‘ongoing mistreatment’ of service members and their families living in privatized military housing
Forbes: Biden May Cancel Student Debt Soon, Lawmakers Say After Meeting
The New York Times: Harvard Creates Fund to Redress Its Ties to Slavery
Politico: World’s Richest Man Buys ‘Free Speech’ for $44 Billion

Press Releases

NCRC Congratulates Jerome Powell for Second Term as Federal Reserve Board Chair
NCRC Congratulates Lisa Cook On Her Confirmation To The Federal Reserve Board
U.S. Bancorp, NCRC, CRC Announce $100 Billion Community Benefits Plan
Historic Overhaul Of Lending Equity and Community Reinvestment Act Rules Presents Crucial Opportunity To Heal National Divides
NCRC Community Development Fund And Hera Hub Jointly Launch Technical Assistance Programs For Small-Business Owners

in the news

American Banker: New York Community and Flagstar delay merger, shift regulatory strategy
NAFCU: Berger: Big banks have abandoned underserved communities
Insider Intelligence: CFPB looks into the financial challenges of rural communities in the US
American Banker: Waters’ proposed legislation would benefit underbanked communities

OUR IMPACT

1 +
AFFORDABLE HOMES purchased / renovated
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1 K+
people trained on fair housing and lending.

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: