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Just Economy Conference

MAY 3-4
Come to the national online event for community, policy, government, business and foundation leaders who work for fairness in lending, housing and business, and to make all Americans equal parts of the formula for national success.
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Women in Crisis Publishing Series
Stories about the nation's first female recession.
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#JustEconomy
We work with community leaders, policymakers and financial institutions to champion fairness and end discrimination in lending, housing and business.
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Redlining and Neighborhood Health
There is a higher prevalence of COVID-19 risk factors in historically “redlined” neighborhoods
BLACK LIVES MATTER
Like wealth and opportunity, the distribution of pain and grief is unequal.
But they are shared, and the solutions must be too.
AfterThis
A Social / Distant Festival Of Ideas & Art
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Press Releases

NCRC statement on the confirmation of Associate Attorney General Vanita Gupta

April 22, 2021
Press Releases

The system worked in the trial of Derek Chauvin, but that doesn’t mean the system is fixed

April 21, 2021

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2021 Just Economy Conference May 3-4

Together, we will build a #JustEconomy that’s free of hate and full of opportunity. Learn more.

#TreasureCRA

It’s time to strengthen the Community Reinvestment Act, not weaken it. Learn more.

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Attend online events and training.

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Tools

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2021 Fair Lending Report
New report allows members to select any city, county, or metro area in the country and produce a report on the mortgage/small business lending and bank branch networks in that area.
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Member Hub
Become a member and gain access to exclusive content.
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Just Economy
Forum
A network for members: Share knowledge, opportunities, successes and challenges to make a Just Economy a national priority and a local reality.
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Bank Branch Locator
Use this interactive dashboard to locate clusters, branch deserts and gather additional data on how branches are serving your community.

Tools

purple-square
2021 Fair Lending Report
New report allows members to select any city, county, or metro area in the country and produce a report on the mortgage/small business lending and bank branch networks in that area.
pink-square
Member Hub
Become a member and gain access to exclusive content.
blue-square
Just Economy
Forum
A network for members: Share knowledge, opportunities, successes and challenges to make a Just Economy a national priority and a local reality.
red
Bank Branch Locator
Use this interactive dashboard to locate clusters, branch deserts and gather additional data on how branches are serving your community.

Reports

Black Entrepreneurship’s Lethal Pre-Existing Condition: The Racial Wealth Divide During the COVID Crisis
Relationships Matter: Small Business and Bank Branch Locations
60% Black Homeownership: A Radical Goal for Black Wealth Development
Are Loan Modifications For Small Businesses a Possibility in the COVID-19 Pandemic?
How Can Geographical Areas on CRA exams Work for Branchless banks?
Research Brief: Bank Branch Closure Update (2017 – 2020)
Hispanic Mortgage Lending 2019 Analysis
Lending Discrimination During Covid-19: Black and Hispanic Women-Owned Businesses
RERI

More

Field Notes
14 Black and Woman-Owned Brands to Support This Month
Field Notes
Overcoming barriers to a Just Economy: Nikole Hannah-Jones on Reparations and White discomfort
Field Notes
With COVID-19 taking a new toll, a poor Black community in Alabama awaits justice for a 2008 industrial disaster
Views
NCRC condemns attacks on Asian Americans
Views
Billionaires need to pay their fair share
Views
Pollution in Black neighborhoods part of Louisville’s systemic racism
Gender
Research
Racial Wealth Snapshot: Women, Men and the Racial Wealth Divide
Business loan image
Research
Relationships Matter: Small Business and Bank Branch Locations
60% image
Research
60% Black Homeownership: A Radical Goal for Black Wealth Development
Press Releases
NCRC statement on the confirmation of Associate Attorney General Vanita Gupta
Press Releases
The system worked in the trial of Derek Chauvin, but that doesn’t mean the system is fixed
In the News
Forbes: After One Year Of Covid-19, America’s Retirement Crisis Is Little Changed
In the News
input Fort Wayne: Will Electric Works be an ‘inclusive’ development in Fort Wayne?
On Our Radar
Next City: It’s Been a Rough Year for Small Businesses, But Not as Rough as Feared
On Our Radar
The New York Times: Catholic Order Pledges $100 Million to Atone for Slave Labor and Sales

OUR IMPACT LAST YEAR

1
AFFORDABLE HOMES purchased / renovated.
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1
people trained on fair housing and lending.

Read Our 2019 Impact Report

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: