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We work with community leaders, policymakers and financial institutions to champion fairness and end discrimination in lending, housing and business.
vintage redlining map

The Injustice Of Redlining

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Tracing the Legacy of Redlining: A New Method for Tracking the Origins of Housing Segregation
The Great Consolidation of Banks and Acceleration of Branch Closures Across America
NCRC 2020 Home Mortgage Report: Examining Shifts During COVID

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Is there a project or issue in your community you want others to know about? Do you want to highlight an exceptional team member or person from your community?

Submit a form below so we can feature you in our Member Stories.

On our radar

The New York Times: In an Unequal Economy, the Poor Face Inflation Now and Job Loss Later
The Atlantic: How California Exported Its Worst Problem to Texas
Milwaukee Journal Sentinel: A federal complaint accuses Milwaukee of creating ‘containment zones’ where low-income people are concentrated
Politico: ‘People will die waiting’: America’s system for the disabled is nearing collapse
CBS News: U.S. Bank opened fake accounts for unsuspecting customers

Press Releases

NCRC To Regulators: Act Now To Establish A Coherent Regulatory Regime For Digital Assets
NCRC Files Final Comment Letter On Proposed Overhaul Of Community Reinvestment Act Regulations
$24 Million Settlement Of Modern-Day Redlining Case In Philadelphia Shows Government Takes Lending Discrimination Seriously
NCRC Board Chair Katy Crosby To Testify On Capitol Hill
NCRC’s Field Empowerment Fund For Nonprofits And CDFIs Opens Final Round Of Grant Applications

in the news

American Banker: Banks hint at legal challenges to CRA rewrite
ecoRI News: Mind the Gap: R.I.’s Affordable Housing Stock Fails to Meet Need
E&E News: Anti-redlining law could soon account for climate change
Politico: Deflating expectations


1 +
AFFORDABLE HOMES purchased / renovated
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1 K+
people trained on fair housing and lending.

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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