Posts about NCRC research.
May 15, 2013 Today, the National Community Reinvestment Coalition (NCRC) released an analysis of home and small business lending in Washington, DC. The analysis of 2011 Home Mortgage Disclosure Act data on lending from six major banks and the lending market as a group shows racial and gender disparities in home lending. The analysis found […]
?NCRC Lending Analysis: Report for Washington, DC Read More »
[issuu width=720 height=520 backgroundColor=%23222222 documentId=120501175716-4bdbf1a8c00a4bcabd3904024eb172d5 name=issuebrief_bank_branches_april_2012 username=ncrc tag=banking unit=px v=2] Download the Issue Brief
Issue Brief: Why Branch Closures are Bad for Communities Read More »
The Foreclosure Crisis and Its Impact on Communities of Color: Research and Solutions As the foreclosure crisis continues unabated, destroying wealth for American families and undermining the stability and vibrancy of communities, the National Community Reinvestment Coalition’s (NCRC) latest whitepaper serves as an in-depth investigation of the success and weaknesses of the major federal and
White Paper: The Foreclosure Crisis and its Impact on Communities of Color Read More »
The Impact of the Proposed Qualified Residential Mortgage Definition on Home Opportunity in America Financial institutions will be exempt from the 5 percent risk retention requirement on certain types of mortgages, known as Qualified Residential Mortgages (QRMs). QRMs contain loan terms and practices that the regulatory agencies have determined are less likely to end up
White Paper: Impact of QRM on Home Opportunity in America Read More »
Analysis of the Obama Administration’s Housing Finance Proposals (1.45mb)
Analysis of Administration’s GSE Proposals Read More »
NCRC released its latest report: “Rebuilding Communities in Economic Distress: Local Strategies to Sustain Homeownership, Reclaim Vacant Properties, and Promote Community-Based Employment.” This report will be of interest to local community, housing and economic development entities and their stakeholders, as well as to policy makers at every level looking to replicate best practices in community
Rebuilding Communities in Economic Distress (REO Report) Read More »
Community Reinvestment Act Mitigates Damage to Communities Caused by Financial Crisis A new study by the National Community Reinvestment Coalition finds that Community Reinvestment Act (CRA) regulated lenders avoided significant decreases in lending accompanied by the current foreclosure crisis and severe recession. The study compared home and small businesses lending and bank branching in two
NCRC Releases Safe & Sound Lending in Neighborhoods Study (Sept 2010) Read More »
Click here to download a PDF of the Full Study Click here to download PDF of Executive Summary
The report addresses the concerns surrounding foreclosure prevention rescue scams. The research study was conducted for a period of three months in mid-2009 using “fair lending matched pair testing” or mystery shopping” to assess the extent of the problem. Findings of the study demonstrate that an aggressive legislative solution and added public and private oversights
Foreclosure Rescue Scams: A Nightmare Complicating the American Dream Read More »
Today, the National Community Reinvestment Coalition released a report addressing the concerns surrounding foreclosure prevention rescue scams. The research study was conducted for a period of three months in mid-2009 using “fair lending matched pair testing” or mystery shopping” to assess the extent of the problem. Findings of the study demonstrate that an aggressive legislative
Small businesses are the driving force behind job creation, yet many struggle to find the capital they need to survive and grow. Women and minority-owned businesses face additional impediments. Today, we’re pleased to announce a new NCRC study, “Does CRA Small Business Lending Increase Employment: an Examination on a County Level.” The study looks at over 500 counties around the country, exploring the national impact of Community Reinvestment Act on small business lending.
NCRC Releases Small Business Lending Study (July 2010) Read More »
NCRC’s 2010 Survey on the Home Affordable Mortgage Program (HAMP)
NCRC’s 2010 Survey on the Home Affordable Mortgage Program (HAMP) Read More »
NCRC Releases Analysis of How the Restoring the Financial Stability Act of 2010 needs to be Strengthened
