fbpx

Research

Posts about NCRC research.

White Paper: The Foreclosure Crisis and its Impact on Communities of Color

By / / Research / 1 minute of reading

The Foreclosure Crisis and Its Impact on Communities of Color: Research and Solutions As the foreclosure crisis continues unabated, destroying wealth for American families and undermining the stability and vibrancy of communities, the National Community Reinvestment Coalition’s (NCRC) latest whitepaper serves as an in-depth investigation of the success and weaknesses of the major federal and […]

White Paper: The Foreclosure Crisis and its Impact on Communities of Color Read More »

White Paper: Impact of QRM on Home Opportunity in America

By / / Research / 2 minutes of reading

The Impact of the Proposed Qualified Residential Mortgage Definition on Home Opportunity in America Financial institutions will be exempt from the 5 percent risk retention requirement on certain types of mortgages, known as Qualified Residential Mortgages (QRMs). QRMs contain loan terms and practices that the regulatory agencies have determined are less likely to end up

White Paper: Impact of QRM on Home Opportunity in America Read More »

Rebuilding Communities in Economic Distress (REO Report)

By / / Research / 1 minute of reading

NCRC released its latest report: “Rebuilding Communities in Economic Distress: Local Strategies to Sustain Homeownership, Reclaim Vacant Properties, and Promote Community-Based Employment.” This report will be of interest to local community, housing and economic development entities and their stakeholders, as well as to policy makers at every level looking to replicate best practices in community

Rebuilding Communities in Economic Distress (REO Report) Read More »

NCRC Releases Safe & Sound Lending in Neighborhoods Study (Sept 2010)

By / / Research / 2 minutes of reading

Community Reinvestment Act Mitigates Damage to Communities Caused by Financial Crisis A new study by the National Community Reinvestment Coalition finds that Community Reinvestment Act (CRA) regulated lenders avoided significant decreases in lending accompanied by the current foreclosure crisis and severe recession. The study compared home and small businesses lending and bank branching in two

NCRC Releases Safe & Sound Lending in Neighborhoods Study (Sept 2010) Read More »

Foreclosure Rescue Scams: A Nightmare Complicating the American Dream

By / / Research / 1 minute of reading

The report addresses the concerns surrounding foreclosure prevention rescue scams. The research study was conducted for a period of three months in mid-2009 using “fair lending matched pair testing” or mystery shopping” to assess the extent of the problem. Findings of the study demonstrate that an aggressive legislative solution and added public and private oversights

Foreclosure Rescue Scams: A Nightmare Complicating the American Dream Read More »

Foreclosure Rescue Scams: A Nightmare complicating the American Dream” – A research study by NCRC

By / / Research / 1 minute of reading

Today, the National Community Reinvestment Coalition released a report addressing the concerns surrounding foreclosure prevention rescue scams. The research study was conducted for a period of three months in mid-2009 using “fair lending matched pair testing” or mystery shopping” to assess the extent of the problem. Findings of the study demonstrate that an aggressive legislative

Foreclosure Rescue Scams: A Nightmare complicating the American Dream” – A research study by NCRC Read More »

NCRC Releases Small Business Lending Study (July 2010)

By / / Research / 1 minute of reading

Small businesses are the driving force behind job creation, yet many struggle to find the capital they need to survive and grow. Women and minority-owned businesses face additional impediments. Today, we’re pleased to announce a new NCRC study, “Does CRA Small Business Lending Increase Employment: an Examination on a County Level.” The study looks at over 500 counties around the country, exploring the national impact of Community Reinvestment Act on small business lending.

NCRC Releases Small Business Lending Study (July 2010) Read More »

NCRC Releases a New Report on Fair Lending Performance of Credit Unions

By / / Research / 1 minute of reading

NCRC releases a new report on fair lending performance of credit unions. The report analyzes several credit unions and compares them to bank service to working and minority communities. The study finds that credit unions lag behind banks on 64% of the fair lending indicators that were examined.” Click Here to View: NCRC’s Report “Credit

NCRC Releases a New Report on Fair Lending Performance of Credit Unions Read More »

Scroll to Top

Start typing and press enter to search