Testimony & Regulatory Comments

Testimony and comments from NCRC about pending legislation and regulatory issues.

Taylor Testifies before Senate Subcommittee on Primary Health & Aging

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October 31, 2011 — As part of the National Neighbors Silver initiative, John Taylor submitted written testimony to the Senate Subcommittee on Primary Health and Aging on how older adults are faring in the aftermath of the Great Recession. The testimony sheds light on the silent housing crisis plaguing our aging communities. Mr. Taylor offers […]

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NCRC’s Final Comment to Federal Reserve on Capital One ING Acquisition

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NCRC Testifies at Public Hearings on Capital One Deal

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September 20, 2011 — NCRC President and CEO John Taylor testified today before the Federal Reserve on the Capital One acquisition of ING Direct USA, citing issues like systemic risk, public benefits, the future of community-based banking, and the effectiveness of the Dodd-Frank Wall Street Reform and Consumer Protection Act. online pharmacy purchase albuterol online

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Letter to Federal Reserve on Capital One Acquisition

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NCRC Request to Bernanke to Hold Public Hearings on Capital One Deal

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July 25, 2011 — NCRC head John Taylor wrote Federal Reserve Board Chairman Ben Bernanke to request that the Federal Reserve hold public hearings in five cities and extend the comment period on the Capital One acquisition of ING Direct USA, citing serious and pervasive concerns about the deal. online pharmacy revia no prescription pharmacy

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NCRC Files Comments to Treasury Regarding Reform of GSEs

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This week, NCRC filed comments to the US Department of Treasury and US Department of Housing and Urban Development regarding the future of the Government Sponsored Enterprises (GSEs), the regulation of the housing finance system, and the role of government in the finance system. online pharmacy purchase singulair online with best prices today in the

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NCRC Files Comments at Joint Public Hearing on CRA (July 19, 2010)

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Community Reinvestment Act (CRA) Interagency Joint Public Hearing

 

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“Responsible CRA-related lending and investing has been vital for low- and moderate-income communities.  Over the 13-year time period from 1996 through 2008, CRA small business and community development lending has totaled more than $1 trillion for America’s low- and moderate-income neighborhoods.” ~Josh Silver, Vice President, Research & Policy

Click here to download a PDF of the full comments.

Click here to download a PDF of the press release.

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John Taylor testifies on CRA before House Financial Services Committee

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hfsc_taylor_007a.jpgThe current foreclosure and economic crisis was caused in significant part by unregulated and risky lending. The federal government has obligated $23 trillion in rescuing the financial industry. Two major rationales motivated Congress to enact CRA in 1977. First, Congress believed that all creditworthy borrowers needed to have access to financial services regardless of their income class. It was true in 1977 and still true today that few working class, blue collar citizens can pursue their American Dream or build businesses without fair access to the financial system. Second, banks must have an obligation to serve their communities in return for FDIC deposit insurance and the full faith and backing of the American taxpayer. Today, both rationales must be applied to the entire industry since government financial and institutional support rescued the financial industry from its recklessness. In addition, a broad application of CRA can safeguard the financial industry and return it to profitability by requiring safe and sound lending and investments in neighborhoods.

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NCRC Testifies Before the Domestic Policy Subcommittee, February 25, on foreclosure prevention

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NCRC testifies Before the Domestic Policy Subcommittee on Foreclosure Prevention online pharmacy purchase nolvadex online no prescription online pharmacy mobic no prescription online pharmacy zocor no prescription pharmacy online pharmacy lexapro no prescription pharmacy

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NCRC Testifies Before the House Financial Service Committee On the Housing Fairness Act of 2009

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David Berenbaum, Chief Program Officer Testifies Before the House Financial Services Committee

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David Berenbaum, NCRC’s Chief Program Officer, testifies before the U.S. House of Representatives House Financial Services Committee, on the subject of the Housing Fairness Act of 2009.  buy phenergan online https://stratishealth.org/wp-content/uploads/2015/07/phenergan.html Click here to read the full testimony.

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