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DTSTART;TZID=America/New_York:20260818T100000
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DTSTAMP:20260814T224818Z
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UID:291505-1787047200-1787050800@www.ncrc.org
SUMMARY:Financial Strategy for Growth: Forecasting\, Planning\, and Cash Flow Optimization
DESCRIPTION:Growing a business requires more than increasing sales. It requires a financial strategy that supports sustainable growth. In this workshop\, participants will learn how to forecast revenue and expenses\, develop realistic financial plans\, and optimize cash flow to make informed business decisions. Through practical tools and real world examples\, you will gain the skills to anticipate financial challenges\, manage working capital\, and build a roadmap for long term success. Whether you are preparing for expansion\, seeking financing\, or strengthening your day to day operations\, this session will help you make confident\, data driven financial decisions. \n\n\n\nSpeaker: Daniel Garcia\, Bank of America
URL:https://www.ncrc.org/event/financial-strategy-for-growth-forecasting-planning-and-cash-flow-optimization/
CATEGORIES:Live,Training
ATTACH;FMTTYPE=image/png:https://www.ncrc.org/wp-content/uploads/2026/08/Financial-Strategy-for-Growth-Forecasting-Planning-and-Cash-Flow-Optimization-1.png
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DTSTART;TZID=America/New_York:20260820T140000
DTEND;TZID=America/New_York:20260820T153000
DTSTAMP:20260813T185537Z
CREATED:20260813T185523Z
LAST-MODIFIED:20260813T185537Z
UID:291448-1787234400-1787239800@www.ncrc.org
SUMMARY:Understanding Reverse Mortgages: Products\, Risks and Counseling Best Practices
DESCRIPTION:Reverse mortgages can provide older homeowners with an important financial resource\, but they are also among the most complex mortgage products housing counselors’ encounter. Counselors should understand how reverse mortgages work and how to help clients evaluate whether a reverse mortgage is the most appropriate solution based on their goals\, financial circumstances\, and long-term housing plans.  \n\n\n\nThis 90-minute introductory webinar provides housing counselors with a practical overview of the HUD insured Home Equity Conversion Mortgage (HECM) program\, including eligibility requirements\, loan features\, borrower obligations\, payment options\, costs\, and consumer protections. Participants will also be briefly introduced to other reverse mortgage products. We will explore common risks and misconceptions and alternatives to the HECM product. We will touch on counseling best practices for helping older adults make informed decisions.  \n\n\n\nDesigned for housing counselors who are new to reverse mortgage counseling or considering preparation for the HUD HECM Counselor Examination\, this webinar introduces key terminology and concepts found proprietary reverse mortgage research as well as in HUD guidance and the HUD Exchange. Participants will leave with a foundational understanding of reverse mortgages\, greater confidence discussing reverse mortgage options with clients\, and knowledge of additional resources for continued learning.  \n\n\n\nSue Ortiz is the Chief Programs Officer with Habitat for Humanity of Michigan and is the Executive Director of Fair Lending Services. She is also a consultant with NCRC and loves to create curriculum material and facilitate webinars\, virtual\, e-learning\, and live trainings. Sue holds a Master’s degree in Counselor Education and Counseling Psychology\, and has numerous certifications in housing counseling and financial coaching. She’s building a cabin in the woods in Northern Michigan. 
URL:https://www.ncrc.org/event/understanding-reverse-mortgages-products-risks-and-counseling-best-practices/
CATEGORIES:Live,Training
ATTACH;FMTTYPE=image/png:https://www.ncrc.org/wp-content/uploads/2026/08/Understanding-Reverse-Mortgages-Products-Risks-and-Counseling-Best-Practices.png
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DTSTART;TZID=America/New_York:20260825T140000
DTEND;TZID=America/New_York:20260825T153000
DTSTAMP:20260820T150556Z
CREATED:20260813T190301Z
LAST-MODIFIED:20260820T150556Z
UID:291451-1787666400-1787671800@www.ncrc.org
SUMMARY:Disaster Preparedness and Recovery Strategies for Housing Counselors
DESCRIPTION:Natural disasters and emergencies can have devastating financial and housing impacts on individuals and families\, making the role of housing counselors more important than ever. This training equips housing counselors with the knowledge and practical strategies needed to prepare clients before a disaster\, respond effectively during a housing crisis\, and support long-term recovery efforts. Participants will learn about disaster preparedness planning\, available federal\, state\, and local recovery resources\, housing assistance programs\, insurance considerations\, documentation requirements\, foreclosure prevention strategies\, and methods for helping clients rebuild financial stability after a disaster. Through real-world scenarios and practical guidance\, counselors will strengthen their ability to assist households in navigating recovery while promoting resilience and long-term housing stability.  \n\n\n\nLearning Objectives  \n\n\n\nBy the end of this course\, participants will be able to:  \n\n\n\n\nIdentify the different types of disasters that can affect housing stability. \n\n\n\nExplain the role of housing counselors before\, during\, and after a disaster.  \n\n\n\nRecognize key disaster recovery resources available to homeowners and renters.  \n\n\n\nAssist clients in developing disaster preparedness plans.  \n\n\n\nApply recovery strategies that support long-term financial and housing stability. 
URL:https://www.ncrc.org/event/disaster-preparedness-and-recovery-strategies-for-housing-counselors/
CATEGORIES:Live,Training
ATTACH;FMTTYPE=image/jpeg:https://www.ncrc.org/wp-content/uploads/2026/08/Disaster-Preparedness-and-Recovery-Strategies-for-Housing-Counselors.jpg
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