NCRC

Market Volatility and Housing Instability: How Student Housing Demand Is Reshaping North Philadelphia

By / / Views / 5 minutes of reading

North Philadelphia neighborhoods surrounding Temple University have long been shaped by the intersection of student housing demand, investor activity and systemic housing inequities. Rising property values and suspicious real estate transactions are now creating financial pressures that threaten the stability of longstanding residents while reshaping the student housing market. Student Influence and Market Distortions This discovery […]

Market Volatility and Housing Instability: How Student Housing Demand Is Reshaping North Philadelphia Read More »

‘Loans are more than capital’: How Private Leverage is advancing economic empowerment for historically underserved Texans

By / / Field Notes, Views / 3 minutes of reading

Large banks, often shaped by profit-driven performance indicators, tend to prefer larger loan amounts ($1 million+), leaving small businesses in underserved communities to navigate funding challenges alone. The result is a financial landscape that can restrict economic mobility and long term wealth creation for historically underbanked communities. Founded in 2017 by Malcolm Sykes, a former

‘Loans are more than capital’: How Private Leverage is advancing economic empowerment for historically underserved Texans Read More »

‘We are not fighting this battle alone’: San Francisco Housing Development Corporation addresses the legacy of displacement in historically redlined communities

By / / Field Notes, Views / 3 minutes of reading

The legacy of the urban renewal era is still alive and well in many expensive cities across the US, such as San Francisco. Even many San Franciscans who received Certificates of Preference, a piece of paper meant to guarantee housing for those displaced by urban renewal, haven’t been able to build a community in the

‘We are not fighting this battle alone’: San Francisco Housing Development Corporation addresses the legacy of displacement in historically redlined communities Read More »

Russell: A Place of Promise Empowers Residents to Build Community Wealth in Louisville

By / / Field Notes, Views / 3 minutes of reading

In Russell, Kentucky, a historically Black neighborhood in Louisville, one organization is empowering residents to take an active role in community planning while ensuring real estate investments build generational wealth for the local population.  Russell: A Place of Promise (RPOP) has been educating residents about real estate planning, engaging them in the land development process

Russell: A Place of Promise Empowers Residents to Build Community Wealth in Louisville Read More »

NCRC Warns CFPB of Risks of Reduced HMDA Data Collection to Fair Lending Enforcement

By / / Press Releases, Views / 2 minutes of reading

The National Community Reinvestment Coalition (NCRC) recently submitted a letter to the Consumer Financial Protection Bureau (CFPB) to strongly support maintaining the current level of Home Mortgage Disclosure Act (HMDA) data collection because reduced HMDA reporting would significantly impair fair lending enforcement.   53 state and local NCRC member organizations signed on to NCRC’s letter. The

NCRC Warns CFPB of Risks of Reduced HMDA Data Collection to Fair Lending Enforcement Read More »

Does gentrification push people out? The answer depends on how it is measured

By / / Research, Views / 6 minutes of reading

Gentrification is one of those hot-button topics where people can look at the same city and see opposite truths. Some see disinvested neighborhoods finally getting access to grocery stores, improvements in public transit and safer neighborhoods while others see decreased affordability, the loss of cultural identity and the exit of longtime residents – often people

Does gentrification push people out? The answer depends on how it is measured Read More »

“A tool for every type of need”: Capital for Change unlocks community development funds for Connecticut’s disadvantaged communities

By / / Field Notes, Views / 3 minutes of reading

The legacy of redlining in the US has left some communities at a considerable economic disadvantage, resulting in challenges that can only be addressed by strategically deploying accessible capital. However, many banks avoid lending in these communities, further exacerbating their shortage of quality and affordable housing.  Capital for Change was born from a need to

“A tool for every type of need”: Capital for Change unlocks community development funds for Connecticut’s disadvantaged communities Read More »

First Community Capital Helps Overlooked Entrepreneurs Become Bankable Business Owners

By / / Field Notes, Views / 3 minutes of reading

Traditional banks often use the term “unbankable” for entrepreneurs they deem too small, too new or too financially risky. First Community Capital (FCC), a Riverside, California-based community development financial institution (CDFI), has spent six years challenging that label. FCC has deployed over $5 million to more than 200 entrepreneurs, many of whom are Black and

First Community Capital Helps Overlooked Entrepreneurs Become Bankable Business Owners Read More »

Mobility Monitor: Husted Introduces Upward Mobility Act, Universal Childcare in NYC and Big Changes to SNAP Coming Soon

By / / Views / 5 minutes of reading

Congress Tackles the Benefits Cliff Senator John Husted (R-OH) recently introduced the Upward Mobility Act, which proposes pilot projects that would allow five states to combine funding streams for anti-poverty programs to help eliminate benefits cliffs. The legislation takes aim at a major flaw in the current design of the social safety net that disincentivizes

Mobility Monitor: Husted Introduces Upward Mobility Act, Universal Childcare in NYC and Big Changes to SNAP Coming Soon Read More »

Unlocking Wealth on Trust Land: NCRC Member Helps Tribal Families Gain New Paths to Homeownership

By / / Field Notes, Views / 3 minutes of reading

Homeownership isn’t just part of the American dream – it’s a critical tool for building wealth and financial security. Because unique federal rules and regulations make it harder for tribal communities to achieve homeownership, the Tribal Homeownership Coalition of the Southwest (THOCSW) is working to bridge that gap. Founded in 1999 and serving Native communities

Unlocking Wealth on Trust Land: NCRC Member Helps Tribal Families Gain New Paths to Homeownership Read More »

Early Success Stories From NCRC’s 2024 FEF Grantees

By / / NCRC Programs, Views / 4 minutes of reading

As economic uncertainty deepens due to workforce reductions, shrinking federal budgets and mounting local challenges, community-based organizations are responding with creativity and determination. In collaboration with its member network, NCRC continues to maximize existing grant resources to empower these organizations to make a meaningful difference in low-income communities nationwide. Last November, the National Community Reinvestment

Early Success Stories From NCRC’s 2024 FEF Grantees Read More »

New Jersey Citizen Action Fights Economic Injustice Through Direct Services and Coalition Power

By / / Field Notes, Views / 3 minutes of reading

For 43 years, New Jersey Citizen Action (NJCA) has been a cornerstone for economic justice in the Garden State, serving more than 15,000 families annually through programs ranging from free tax preparation to foreclosure prevention.  NJCA emerged from broader citizen action movements in response to the Reagan Administration’s cuts to social programs and deregulation efforts.

New Jersey Citizen Action Fights Economic Injustice Through Direct Services and Coalition Power Read More »

Covenant Community Capital’s Work Making Homeownership Attainable for Working Class Buyers

By / / Field Notes, Research, Views / 4 minutes of reading

NCRC member organizations pursue a range of missions that fit broadly under the umbrella of promoting economic equity for all Americans. The research team at NCRC supports those members in many ways, including providing assistance in quantifying the impact of our members’ efforts in their communities. One Houston, TX-based community development financial institution (CDFI) offers

Covenant Community Capital’s Work Making Homeownership Attainable for Working Class Buyers Read More »

A Place to Call Home: How NCRC Tools Help Denver Nonprofit Advocate for Equitable Housing

By / / Field Notes, Views / 3 minutes of reading

Housing nonprofits in Colorado had their hands full following the Great Recession of 2007. Fewer homes were being built, with unemployment causing housing insecurity rates to rise exponentially. Local and state governments also had fewer resources to help those in need. “After the Great Recession, there was a desire to co-advocate in a way that

A Place to Call Home: How NCRC Tools Help Denver Nonprofit Advocate for Equitable Housing Read More »

Utah Housing Coalition Fosters Community Collaborations Towards Increase Housing Stability

By / / Field Notes, Views / 3 minutes of reading

Small but mighty – that’s the self-described motto of the two-person team leading the Utah Housing Coalition (UHC), a nonprofit organization that promotes equitable and sustainable communities by ensuring all Utahns have a safe and affordable place to call home. “We always say we take on the role of a low-income voice because those are

Utah Housing Coalition Fosters Community Collaborations Towards Increase Housing Stability Read More »

Scroll to Top

Start typing and press enter to search