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Redlining and Neighborhood Health
There is a higher prevalence of COVID-19 risk factors in historically “redlined” neighborhoods
BLACK LIVES MATTER
Like wealth and opportunity, the distribution of pain and grief is unequal.
But they are shared, and the solutions must be too.
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New PPP, Economic Injury Disaster Funding Now Open for Business

January 12, 2021
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NCRC Statement on the failed coup

January 7, 2021

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It’s time to strengthen the Community Reinvestment Act, not weaken it. Learn more.

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Reports

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Lending Discrimination During COVID-19: Black and Hispanic Women- Owned Businesses
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Impact Of COVID-19: African American Entrepreneurship in Piedmont, North Carolina
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RERI: Racial and Ethnic Representation and Investment Framework For The Banking Industry
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Redlining and Neighborhood Health
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Gentrification and Disinvestment 2020
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Lending Discrimination within the Paycheck Protection Program
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Shifting Neighborhoods

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Field Notes
Overcoming barriers to a Just Economy: Nikole Hannah-Jones on Reparations and White discomfort
Field Notes
With COVID-19 taking a new toll, a poor Black community in Alabama awaits justice for a 2008 industrial disaster
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In memoriam: Lottie Lee Davis
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Billionaires need to pay their fair share
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Pollution in Black neighborhoods part of Louisville’s systemic racism
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NCRC Initial Analysis of Federal Reserve’s ANPR on the Community Reinvestment Act: A Step Forward but Needs to be More Rigorous
Research
Agenda-setting research: Essential Reading for a #JustEconomy
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Research Brief: Bank Branch Closure Update (2017 – 2020)
Lending
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Hispanic Mortgage Lending 2019 Analysis
Press Releases
Pandemic stimulus a necessary stopgap, but more work needs to be done for a just recovery
Press Releases
Flawed FDIC Industrial Loan Charter final rule will undermine CRA, allow lenders to evade state consumer protections
In the News
The American Prospect: Black Voters Matter, and So Do Black Lives After Elections
In the News
The Guardian: America is broken, so we asked some of its greatest minds how they would fix it
On Our Radar
The New York Times: Justice Dept. Seeks to Pare Back Civil Rights Protections for Minorities
On Our Radar
Brookings: To expand the economy, invest in Black businesses

OUR IMPACT LAST YEAR

1
AFFORDABLE HOMES purchased / renovated.
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1
people trained on fair housing and lending.

Read Our 2019 Impact Report

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: