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2021 SESSIONS ARCHIVE
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Women in Crisis
Stories about the nation's first female recession.
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#JustEconomy
We work with community leaders, policymakers and financial institutions to champion fairness and end discrimination in lending, housing and business.
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Redlining and Neighborhood Health
There is a higher prevalence of COVID-19 risk factors in historically “redlined” neighborhoods
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BLACK LIVES MATTER
Like wealth and opportunity, the distribution of pain and grief is unequal.
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Celebrating Juneteenth amid racial inequality

June 17, 2021
Press Releases

Huntington, NCRC announce $40 billion expanded community benefits plan

June 16, 2021

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2021 Fair Lending Report
Produce a custom report on the mortgage/small business lending and bank branch networks in your area.
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Reports

Addressing the Needs of Black-Owned Businesses and Entrepreneurs
Landis’s Lease-to-Own Model & Black Homeownership
The COVID Pandemic And Its Impacts On Culturally Significant Businesses
Black Entrepreneurship’s Lethal Pre-Existing Condition: The Racial Wealth Divide During the COVID Crisis
Relationships Matter: Small Business and Bank Branch Locations
60% Black Homeownership: A Radical Goal for Black Wealth Development
Are Loan Modifications For Small Businesses a Possibility in the COVID-19 Pandemic?
How Can Geographical Areas on CRA exams Work for Branchless banks?
Research Brief: Bank Branch Closure Update (2017 – 2020)

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Field Notes
14 Black and Woman-Owned Brands to Support This Month
Field Notes
With COVID-19 taking a new toll, a poor Black community in Alabama awaits justice for a 2008 industrial disaster
Field Notes
In memoriam: Lottie Lee Davis
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NCRC condemns attacks on Asian Americans
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Billionaires need to pay their fair share
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Pollution in Black neighborhoods part of Louisville’s systemic racism
Featured
Research
Addressing the Needs of Black-Owned Businesses and Entrepreneurs
Lease-to-own
Research
Landis’s Lease-to-Own Model & Black Homeownership
H street v2
Research
The COVID Pandemic And Its Impacts On Culturally Significant Businesses
Press Releases
Huntington, NCRC announce $40 billion expanded community benefits plan
Press Releases
GROWTH by NCRC and the City of Birmingham Sign $25 Million Agreement, Start with Building Homes in Ensley Neighborhood
In the News
PCRG: 11th Annual Community Development Summit
In the News
Sojourner Truth: Dedrick Asante-Muhammad On The Racial Wealth Divide
On Our Radar
American Banker: What it means that ex-Fed officials are leading OCC
On Our Radar
The Wall Street Journal: 10 Big Ideas to Improve Life in Small and Midsize Cities

OUR IMPACT

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AFFORDABLE HOMES purchased / renovated
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1 K+
people trained on fair housing and lending.

Read Our 2020 Impact Report

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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