A Poor Black Community
in Alabama
Still Awaits Justice
Redlining and Neighborhood Health
There is a higher prevalence of COVID-19 risk factors in historically “redlined” neighborhoods
BLACK LIVES MATTER
Like wealth and opportunity, the distribution of pain and grief is unequal.
But they are shared, and the solutions must be too.
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Home lending data reveals discrepancies in Latino mortgage lending

November 23, 2020
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NCRC statement on FHFA final rule for Enterprise (GSEs) Regulatory Capital Framework

November 20, 2020

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Reports

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Lending Discrimination During COVID-19:
Black and Hispanic Women- Owned Businesses
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Impact Of COVID-19: African American Entrepreneurship in Piedmont, North Carolina
A new study compared 1930’s lending discrimination zones with current census and public health data.
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RERI
Racial and Ethnic Representation and Investment Framework For The Banking Industry
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Redlining and Neighborhood Health
The Lasting Impact of Historic “Redlining” on Neighborhood Health: Higher Prevalence of COVID-19 Risk Factors
Gentrification-2
Gentrification and Disinvestment 2020
Do Opportunity Zones benefit or gentrify low-income neighborhoods?
PPP
Lending Discrimination within the Paycheck Protection Program
Disparities in small business lending have continued with implementation of the PPP program
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Shifting Neighborhoods
Gentrification and cultural displacement in American cities.

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Field Notes
Overcoming barriers to a Just Economy: Nikole Hannah-Jones on Reparations and White discomfort
Field Notes
With COVID-19 taking a new toll, a poor Black community in Alabama awaits justice for a 2008 industrial disaster
Field Notes
In memoriam: Lottie Lee Davis
Views
Pollution in Black neighborhoods part of Louisville’s systemic racism
Views
NCRC Initial Analysis of Federal Reserve’s ANPR on the Community Reinvestment Act: A Step Forward but Needs to be More Rigorous
On Our Radar
Fast Company: ‘We were shocked’: RAND study uncovers massive income shift to the top 1%
Lending
Research
Hispanic Mortgage Lending 2019 Analysis
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Research
Lending Discrimination During Covid-19: Black and Hispanic Women-Owned Businesses
Racial and Ethnic Representation and Investment Framework
Research
RERI
Press Releases
Home lending data reveals discrepancies in Latino mortgage lending
Press Releases
NCRC statement on FHFA final rule for Enterprise (GSEs) Regulatory Capital Framework
In the News
The Wall Street Journal: Death of Credit Starves Detroit’s Housing Market
In the News
S&P Global: Fed’s Focus On Racial Inequalities Could sharpen Under Dem Sweep
On Our Radar
Bloomberg: A Neighborhood’s Race Affects Home Values More Now Than in 1980
On Our Radar
Vice: Gig Economy Company Launches Uber, But for Evicting People

OUR IMPACT LAST YEAR

1
AFFORDABLE HOMES purchased / renovated.
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1
people trained on fair housing and lending.

Read Our 2019 Impact Report

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: