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The Injustice Of Redlining

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Tracing the Legacy of Redlining: A New Method for Tracking the Origins of Housing Segregation
The Great Consolidation of Banks and Acceleration of Branch Closures Across America
NCRC 2020 Home Mortgage Report: Examining Shifts During COVID

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Is there a project or issue in your community you want others to know about? Do you want to highlight an exceptional team member or person from your community?

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On our radar

Fortune: Housing boom loses steam? Home sales may drop 25% by the end of summer, says analyst
CNN: Rent jumped 17% since last year, hitting a new record
The New York Times: Remote Appraisals of Homes Could Reduce Racial Bias
US Department of Housing and Urban Development: Biden-Harris Administration Unveils Action Plan of Wide-Ranging Set of Reforms to Advance Equity in Appraisals
The New York Times: Bitcoin Miners Want to Recast Themselves as Eco-Friendly

Press Releases

NCRC Supports Michael Barr Nomination To Federal Reserve Board
NCRC CDF Hires Nayeli Pelayo As Operations Manager
NCRC STATEMENT: Partial Foreclosure Moratorium Welcome News But Insufficient To Scope Of Crisis
Banks, Credit Unions and Consumer Groups Call for Passage of Bipartisan Solution to Close ILC Loophole
NCRC, Morgan Stanley Announce New Equitable Development Fellowship Program

in the news

Miami Herald: PPP loans were made to be forgiven. In heavily Black areas like South Florida, many aren’t
Federal Reserve Bank of Richmond: Revisiting the Community Reinvestment Act
The Center for Public Integrity: How can we close our racial wealth gap?
American Banker: Why Truist is working on a new community investment pledge

OUR IMPACT

1 +
AFFORDABLE HOMES purchased / renovated
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1 K+
people trained on fair housing and lending.

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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