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2021 SESSIONS ARCHIVE
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Women in Crisis
Stories about the nation's first female recession.
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#JustEconomy
We work with community leaders, policymakers and financial institutions to champion fairness and end discrimination in lending, housing and business.
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Redlining and Neighborhood Health
There is a higher prevalence of COVID-19 risk factors in historically “redlined” neighborhoods
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BLACK LIVES MATTER
Like wealth and opportunity, the distribution of pain and grief is unequal.
But they are shared, and the solutions must be too.
AfterThis
A Social / Distant Festival Of Ideas & Art
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Press Releases

HMDA data reveals refi boom during pandemic, but not for Black and Hispanic homeowners

August 19, 2021
Press Releases

NCRC applauds FHFA’s proposed expansion of affordable housing goals, and a new goal specific for minority communities

August 18, 2021

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It’s time to strengthen the Community Reinvestment Act. Learn more.

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Tools

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2021 Fair Lending Report
Produce a custom report on the mortgage/small business lending and bank branch networks in your area.
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Just Economy
Forum
A network for members: Share knowledge, opportunities, successes and challenges.
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Bank Branch Locator
An interactive dashboard to locate clusters, branch deserts and gather additional data on how branches are serving your community.

Reports

2020 HMDA Preliminary Analysis
Women-Owned Small Businesses In D.C Metro Region: Challenges & Resilience In A Time of Pandemic
Addressing the Needs of Black-Owned Businesses and Entrepreneurs
Landis’s Lease-to-Own Model & Black Homeownership
The COVID Pandemic And Its Impacts On Culturally Significant Businesses
Black Entrepreneurship’s Lethal Pre-Existing Condition: The Racial Wealth Divide During the COVID Crisis
Relationships Matter: Small Business and Bank Branch Locations
60% Black Homeownership: A Radical Goal for Black Wealth Development
Are Loan Modifications For Small Businesses a Possibility in the COVID-19 Pandemic?

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Field Notes
14 Black and Woman-Owned Brands to Support This Month
Field Notes
With COVID-19 taking a new toll, a poor Black community in Alabama awaits justice for a 2008 industrial disaster
Field Notes
In memoriam: Lottie Lee Davis
Views
NCRC condemns attacks on Asian Americans
Views
Billionaires need to pay their fair share
Views
Pollution in Black neighborhoods part of Louisville’s systemic racism
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Research
2020 HMDA Preliminary Analysis
small wooden houses
Research
Massachusetts CRA for Mortgage Companies: A Good Starting Point for Federal Policy
Covid - opening
Research
Women-Owned Small Businesses In D.C Metro Region: Challenges & Resilience In A Time of Pandemic
Press Releases
HMDA data reveals refi boom during pandemic, but not for Black and Hispanic homeowners
Press Releases
NCRC applauds FHFA’s proposed expansion of affordable housing goals, and a new goal specific for minority communities
In the News
ABA: Mystery Shopping: Taking the Mystery out of Fair Lending
In the News
Sun Herald: Hancock Whitney is Closing Multiple Bank Branches Across South Mississippi
On Our Radar
USA Today: ‘Values Cannot be Words on a Wall’: PayPal CEO Dan Schulman on Why Corporations Must End Racial Discrimination
On Our Radar
The Kansas City Star: Nowhere in US can Minimum Wage Afford a ‘Fair Market Rent’ 2-Bedroom Home; Florida Among Worst States for Affordability

OUR IMPACT

1 +
AFFORDABLE HOMES purchased / renovated
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1 K+
people trained on fair housing and lending.

Read Our 2020 Impact Report

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: