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Tracing the Legacy of Redlining: A New Method for Tracking the Origins of Housing Segregation
The Great Consolidation of Banks and Acceleration of Branch Closures Across America
NCRC 2020 Home Mortgage Report: Examining Shifts During COVID

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On our radar

The New York Times: Billionaire No More: Patagonia Founder Gives Away The Company
The Guardian: World Bank Warns Higher Interest Rates Could Trigger Global Recession
The New York Times: ‘A Crisis Coming’: The Twin Threats To American Democracy
NPR: High Rents Outpace Federal Disability Payments, Leaving Many Homeless
The New York Times: Railroad Unions And Companies Reach A Tentative Deal To Avoid A Strike

Press Releases

NCRC Statement On Bank Lobbyists’ Lawsuit To Preserve Banking Discrimination
Federal Court Throws Out Trump-Era Anti-Transparency Rule For Mortgage Lenders
NCRC Endorses Rep. Maxine Waters Legislation To Overhaul Community Reinvestment Act
Upstart Joins NCRC’s Innovation Council For Financial Inclusion
Consumer Advocate Groups Call on FDIC to Reject Ford Credit’s ILC Charter Application

in the news

CUtoday: Banks Need to be Subject to Greater Transparency, NAFCU Tells Congress
Precinct Reporter News : Minority Entrepreneurship Report: More Money Could Help
The American prospect: The Reinvestment Movement vs. the Bankers
MPA: How to root out discrimination in the mortgage industry

OUR IMPACT

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AFFORDABLE HOMES purchased / renovated
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1 K+
people trained on fair housing and lending.
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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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