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Just Economy Conference

SESSIONS • MAY 5-14
Come to the national online event for community, policy, government, business and foundation leaders who work for fairness in lending, housing and business, and to make all Americans equal parts of the formula for national success.
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The Just Economy Pledge
Sign it. Mean it. Share it.
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Women in Crisis Publishing Series
Stories about the nation's first female recession.
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#JustEconomy
We work with community leaders, policymakers and financial institutions to champion fairness and end discrimination in lending, housing and business.
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Redlining and Neighborhood Health
There is a higher prevalence of COVID-19 risk factors in historically “redlined” neighborhoods
BLACK LIVES MATTER
Like wealth and opportunity, the distribution of pain and grief is unequal.
But they are shared, and the solutions must be too.
AfterThis
A Social / Distant Festival Of Ideas & Art
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Press Releases

The American Dream Series Arrives in Parma Heights

May 14, 2021
Press Releases

NCRC applauds the confirmation of Don Graves as Deputy Secretary of the Department of Commerce

May 13, 2021

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Just Economy Sessions

Live May 5 – 14. Learn more.

#TreasureCRA

It’s time to strengthen the Community Reinvestment Act. Learn more.

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Attend online events and training.

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Get NCRC news and events by email.

Tools

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2021 Fair Lending Report
New report allows members to select any city, county, or metro area in the country and produce a report on the mortgage/small business lending and bank branch networks in that area.
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Member Hub
Become a member and gain access to exclusive content.
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Just Economy
Forum
A network for members: Share knowledge, opportunities, successes and challenges to make a Just Economy a national priority and a local reality.
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Bank Branch Locator
Use this interactive dashboard to locate clusters, branch deserts and gather additional data on how branches are serving your community.

Tools

purple-square
2021 Fair Lending Report
New report allows members to select any city, county, or metro area in the country and produce a report on the mortgage/small business lending and bank branch networks in that area.
pink-square
Member Hub
Become a member and gain access to exclusive content.
blue-square
Just Economy
Forum
A network for members: Share knowledge, opportunities, successes and challenges to make a Just Economy a national priority and a local reality.
red
Bank Branch Locator
Use this interactive dashboard to locate clusters, branch deserts and gather additional data on how branches are serving your community.

Reports

The COVID Pandemic And Its Impacts On Culturally Significant Businesses
Black Entrepreneurship’s Lethal Pre-Existing Condition: The Racial Wealth Divide During the COVID Crisis
Relationships Matter: Small Business and Bank Branch Locations
60% Black Homeownership: A Radical Goal for Black Wealth Development
Are Loan Modifications For Small Businesses a Possibility in the COVID-19 Pandemic?
How Can Geographical Areas on CRA exams Work for Branchless banks?
Research Brief: Bank Branch Closure Update (2017 – 2020)
Hispanic Mortgage Lending 2019 Analysis
Lending Discrimination During Covid-19: Black and Hispanic Women-Owned Businesses

More

Field Notes
14 Black and Woman-Owned Brands to Support This Month
Field Notes
With COVID-19 taking a new toll, a poor Black community in Alabama awaits justice for a 2008 industrial disaster
Field Notes
In memoriam: Lottie Lee Davis
Views
NCRC condemns attacks on Asian Americans
Views
Billionaires need to pay their fair share
Views
Pollution in Black neighborhoods part of Louisville’s systemic racism
H street v2
Research
The COVID Pandemic And Its Impacts On Culturally Significant Businesses
Gender
Research
Racial Wealth Snapshot: Women, Men and the Racial Wealth Divide
Business loan image
Research
Relationships Matter: Small Business and Bank Branch Locations
Press Releases
The American Dream Series Arrives in Parma Heights
Press Releases
NCRC applauds the confirmation of Don Graves as Deputy Secretary of the Department of Commerce
In the News
Wiki.Ezivid.com: 6 Organizations Supporting Communities Across The US
In the News
Nest Advisor: The Black Homeownership Gap Is Larger Than It Was 60 Years Ago. COVID-19 Made It Worse
On Our Radar
Vox: The filibuster’s racist history, explained
On Our Radar
CNBC: ‘Super Bowl of tax reform’: Groups gear up for fight over Biden plan to raise taxes on rich, corporations

OUR IMPACT

1 +
AFFORDABLE HOMES purchased / renovated
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1 K+
people trained on fair housing and lending.

Read Our 2019 Impact Report

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: