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June 13-14, 2022
Washington, DC
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Women in Crisis
Stories about the nation's first female recession.
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#JustEconomy
We work with community leaders, policymakers and financial institutions to champion fairness and end discrimination in lending, housing and business.
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Redlining and Neighborhood Health
There is a higher prevalence of COVID-19 risk factors in historically “redlined” neighborhoods
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BLACK LIVES MATTER
Like wealth and opportunity, the distribution of pain and grief is unequal.
But they are shared, and the solutions must be too.
AfterThis
A Social / Distant Festival Of Ideas & Art
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LATEST

NCRC Supports Michael Barr Nomination To Federal Reserve Board
NCRC CDF Hires Nayeli Pelayo As Operations Manager
Land Trusts, Food Justice, and Reparations: The Antidote to the Toxicity in the Curtis Bay Community
The Community Reinvestment Act and Its Connections to Health Outcomes

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The Just Economy Conference is On!

It’s back, live, face to face in DC. Don’t miss it. June 13-14. Register Now.

#TreasureCRA

It’s time to strengthen the Community Reinvestment Act. Learn more.

Join

Become a member, participate and support a Just Economy. Join today.

vintage redlining map

The Injustice Of Redlining

Better understand and  undo the unfair burdens of structural racism, both past and present. Learn more.

Section 1071

Submit a comment to the CFPB on its proposal to collect small business loan data under Section 1071 of the Dodd-Frank act. Learn more.

Office & Event Space

When you need to be in person – move your nonprofit or social impact venture to the Just Economy Club in DC. Learn more.

Tools

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Fair Lending Tool
Produce a custom report on the mortgage/small business lending and bank branch networks in your area.
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Member Hub
Become a member and gain access to exclusive content.
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Bank Branch Locator
An interactive dashboard to locate clusters, branch deserts and gather additional data on how branches are serving your community.

Reports

Tracing the Legacy of Redlining: A New Method for Tracking the Origins of Housing Segregation
The Great Consolidation of Banks and Acceleration of Branch Closures Across America
NCRC 2020 Home Mortgage Report: Examining Shifts During COVID

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Member Stories

NCRC Member Profile: City of Tampa Housing and Community Development
NCRC Member Profile: Center for Habitat Reconstruction “CRH”
DCWBC ShopHer Profile: Yul D’Uz
NCRC Member Profile: Homeownership Council of America

We need your stories

Is there a project or issue in your community you want others to know about? Do you want to highlight an exceptional team member or person from your community?

Submit a form below so we can feature you in our Member Stories.

SUBMIT HERE

On our radar

Fortune: Housing boom loses steam? Home sales may drop 25% by the end of summer, says analyst
CNN: Rent jumped 17% since last year, hitting a new record
The New York Times: Remote Appraisals of Homes Could Reduce Racial Bias
US Department of Housing and Urban Development: Biden-Harris Administration Unveils Action Plan of Wide-Ranging Set of Reforms to Advance Equity in Appraisals
The New York Times: Bitcoin Miners Want to Recast Themselves as Eco-Friendly

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Press Releases

NCRC Supports Michael Barr Nomination To Federal Reserve Board
NCRC CDF Hires Nayeli Pelayo As Operations Manager
NCRC STATEMENT: Partial Foreclosure Moratorium Welcome News But Insufficient To Scope Of Crisis
Banks, Credit Unions and Consumer Groups Call for Passage of Bipartisan Solution to Close ILC Loophole
NCRC, Morgan Stanley Announce New Equitable Development Fellowship Program

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in the news

Miami Herald: PPP loans were made to be forgiven. In heavily Black areas like South Florida, many aren’t
Federal Reserve Bank of Richmond: Revisiting the Community Reinvestment Act
The Center for Public Integrity: How can we close our racial wealth gap?
American Banker: Why Truist is working on a new community investment pledge

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OUR IMPACT

1 +
AFFORDABLE HOMES purchased / renovated
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1 K+
people trained on fair housing and lending.

Read Our 2020 Impact Report

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: