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Women in Crisis
Stories about the nation's first female recession.
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#JustEconomy
We work with community leaders, policymakers and financial institutions to champion fairness and end discrimination in lending, housing and business.
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Redlining and Neighborhood Health
There is a higher prevalence of COVID-19 risk factors in historically “redlined” neighborhoods
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BLACK LIVES MATTER
Like wealth and opportunity, the distribution of pain and grief is unequal.
But they are shared, and the solutions must be too.
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A Social / Distant Festival Of Ideas & Art
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LATEST

Groups Urge Downgrade To CRA Rating For Utah-Based TAB Bank
Initial Analysis Of 2021 HMDA Data: The Year That Homes Became ATMs Again
Destruction Of Abortion Rights Is An Attack On Lower-Income People
Q&A: Why Is Data On LGBTQ+ Communities Lost In A Fog?

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#TreasureCRA

It’s time to strengthen the Community Reinvestment Act. Learn more.

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The Injustice Of Redlining

Better understand and  undo the unfair burdens of structural racism, both past and present. Learn more.

Section 1071

Submit a comment to the CFPB on its proposal to collect small business loan data under Section 1071 of the Dodd-Frank act. Learn more.

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When you need to be in person – move your nonprofit or social impact venture to the Just Economy Club in DC. Learn more.

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Fellowship for
Equitable Development

The fellowship aims to match up to 10 grassroots community development organizations with 10 graduate students to advance community development projects in traditionally underserved communities. Learn more.

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Fair Lending Tool
Produce a custom report on the mortgage/small business lending and bank branch networks in your area.
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Bank Branch Locator
An interactive dashboard to locate clusters, branch deserts and gather additional data on how branches are serving your community.

Reports

Tracing the Legacy of Redlining: A New Method for Tracking the Origins of Housing Segregation
The Great Consolidation of Banks and Acceleration of Branch Closures Across America
NCRC 2020 Home Mortgage Report: Examining Shifts During COVID

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Member Stories

NCRC Member Profile: City of Dayton Human Relations Council
DCWBC ShopHer Profile: Kelem
DCWBC ShopHer Profile: Bermuda Triangle
NCRC Member Profile: Gary Housing Authority

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Is there a project or issue in your community you want others to know about? Do you want to highlight an exceptional team member or person from your community?

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On our radar

American Banker: Black entrepreneurs take aim at racial wealth gap by starting mortgage fintech
The New York Times: Where an Army Paycheck Is an Easy Target
The Washington Post: Why are my patients still isolating in their homes? Gun violence.
NPR: Why The Racial Wealth Gap Is So Hard To Close
Bloomberg: Racial Disparity Crisis

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Press Releases

Groups Urge Downgrade To CRA Rating For Utah-Based TAB Bank
Destruction Of Abortion Rights Is An Attack On Lower-Income People
NCRC To Regulators: Reject Bank Mergers That Do Not Show Benefits To The Public
NCRC Issues Initial Analysis Of Historic Community Reinvestment Act Overhaul Proposal
NCRC, Columbia Bank and Umpqua Bank Complete $8.1 Billion Community Benefits Plan to Advance Economic Opportunity for Underserved Communities

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in the news

Business Inquirer: Approaching a new era in banking loyalty
American Banker: Financial market regulators can do more to tackle racial economic inequality
CUInsight: As inflation rises, credit unions remain the backbone for American consumers
Housing Wire: OCC used “outdated, unclear” guidance for redlining exams

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OUR IMPACT

1 +
AFFORDABLE HOMES purchased / renovated
$ 1 B
committed to Local Communities (yep that's B for BILLION)
1 K+
people trained on fair housing and lending.

Read Our Impact Report

Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: