Testimony & Regulatory Comments

Testimony and comments from NCRC about pending legislation and regulatory issues.

NCRC Analysis of the CFPB’s Section 1071 Rule of 2026

NCRC Analysis of the CFPB’s Section 1071 Rule of 2026 June 2026 Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download Analysis Josh Silver, Senior Fellow Introduction As part of the Dodd-Frank Wall Street Reform […]

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NCRC Comment On FDIC GENIUS Act Rulemaking

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download June 9, 2026 [Via: email to Comments@fdic.gov through FDIC Website at https://www.fdic.gov/federal-register-publications)] Travis Hill, Chairman Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 Attn: Comments-

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NCRC Comment on Application of Kraken, a Crypto Exchange, for a National Trust Bank Charter

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download June 8, 2026 Jonathan V. Gould Comptroller of the Currency Office of the Comptroller of the Currency 400 7th St., SW Washington, DC 20219

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NCRC Opposes OCC’s Proposed Rule Concerning Public Welfare Investment Regulations and Federal Savings Associations Nondiscrimination Requirements

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download May 26, 2026 Adam CohenChief CounselOffice of the Comptroller of the Currency400 7th Street NW, Suite 3E-218Washington, DC 20219 Via: Federal eRulemaking Portal – Regulations.gov Re: Streamlining Regulations Concerning

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NCRC Submits Letter to Treasury on GENIUS Act Stablecoin State and Federal Regulatory Frameworks

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download June 1, 2026 Scott BessentSecretary of the TreasuryU.S. Department of the Treasury1500 Pennsylvania Avenue, NWWashington, DC 20220 Via: Federal eRulemaking Portal – www.regulations.gov Re: GENIUS Act Broad-Based Principles

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NCRC Urges Senate Banking Committee to Vote No on Digital Asset Market Structure Bill

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download May 8, 2026 Senator Elizabeth Warren, Ranking MemberCommittee on Senate Banking, Housing, and Urban AffairsUnited States SenateWashington, DC 20510 Dear Senator Warren and Minority Members of

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NCRC Comment to OCC re GENIUS Act NPRM

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download May 1, 2026 Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th Street SWWashington, DC 20219 Via: Federal eRulemaking Portal — Regulations.gov

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NCRC joins with AFR, HEAL Food Alliance, and NFFC to oppose Farm Bill’s attempt to undermine Section 1071 of the Dodd-Frank Act

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download April 27, 2026 The Honorable Hakeem JeffriesDemocratic LeaderU.S. House of Representatives The Honorable Angie CraigRanking MemberHouse Committee on Agriculture Dear Leader Jeffries and Ranking Member Craig: We write

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NCRC’s Comment Opposing the Federal Reserve’s Proposed Rule to Prohibit Use of Reputation Risk

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download April 24, 2026 Benjamin W. McDonoughDeputy SecretaryBoard of Governors of the Federal Reserve System20th Street and Constitution Avenue NWWashington, DC 20551 Via: online submission to https://www.federalreserve.gov/?apps/?proposals/?and email

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NCRC and 214 Groups Oppose HR 941 Small LENDER Act

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download April 20, 2025 The Honorable French Hill ChairmanHouse Committee on Financial Services2129 Rayburn House Office BuildingWashington DC, 20515  The Honorable Maxine Waters     Ranking MemberHouse Committee on

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NCRC Comment on Draft CFPB Strategic Plan for FY 2026-2030

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download April 17, 2026 Acting Director Russell Vought Consumer Financial Protection Bureau 1700 G Street, N.W. Washington, DC 20552? By email submission: CFPB_Strategy@cfpb.gov Re: NCRC Comment

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NCRC Letter in Opposition to the Formation of Payo Digital Bank

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download March 27, 2026  Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th St., SWWashington, DC 20219 Via electronic mail: LicensingPublicComments@occ.treas.gov RE: Public

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NCRC Supports Maintaining Mortgage Data Collection under HMDA

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download March 26, 2026 Via Electronic Submission (reginfo.gov) Acting Director VoughtConsumer Financial Protection Bureau1700 G Street NWWashington, DC 20552 RE: Docket No. CFPB-2026-0010, Home Mortgage Disclosure Act

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NCRC Comment Opposing OceanFirst and Flushing Merger

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download March 2, 2026 Ann E. Misback, SecretaryBoard of Governors of the Federal Reserve20th Street and Constitution Avenue, N.W.Washington D.C. 20551publiccomments@frb.gov Debra M. Burke, Director for LicensingOCC

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