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Testimony & Regulatory Comments

Testimony and comments from NCRC about pending legislation and regulatory issues.

NCRC Comment Letter To The FTC And CFPB On Equity In The Tenant Screening Process

(Download) May 30, 2023 April Tabor Secretary Federal Trade Commission Office of the Secretary 600 Pennsylvania Avenue NW Suite CC-5610 (Annex B) Washington, DC 20580 Rohit Chopra Director Consumer Financial Protection Bureau 1700 G St. NW Washington, DC 20552 Re: FTC-2023-0024-0033 Dear Secretary Tabor and Director Chopra: The National Community Reinvestment Coalition (NCRC) appreciates the …

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Environmental Justice Coalition Letter on HUD’s Affirmatively Furthering Fair Housing (AFFH) Rule

(Download) Honorable Marcia Fudge Secretary U.S. Department of Housing and Urban Development 451 7th St SW Washington, D.C. 20410 Re: Affirmatively Furthering Fair Housing, Docket No. FR–6250–P–01, 88 Fed. Reg. 8516 April 24, 2023 Dear Secretary Fudge: On behalf of the undersigned environmental justice and fair housing organizations and advocates, we are pleased to submit …

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NCRC Comment Letter on HUD’s Proposed Affirmatively Furthering Fair Housing (AFFH) Rule.

(Download) Honorable Marcia Fudge Secretary U.S. Department of Housing and Urban Development 451 7th St SW Washington, D.C. 20410 Re: Affirmatively Furthering Fair Housing, Docket No. FR–6250–P–01, 88 Fed. Reg. 8516 April 24, 2023 Dear Secretary Fudge: On behalf of the National Community Reinvestment Coalition (NCRC) and our undersigned members, we thank you for this …

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NCRC comment on FHFA Social Bond RFI

(Download) April 24, 2023 The Federal Housing Finance Agency Office of Fair Lending Oversight 400 7th Street SW 9th Floor Washington, D.C. 20219 RE: Enterprise Single Family Social Bond Policy RFI The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to submit written comments to the Federal Housing Finance Agency (FHFA) in response to its …

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Initial Analysis Of Final Section 1071 Small Business Lending Rule

Initial Analysis Of Final Section 1071 Small Business Lending Rule April 2023 Download Report Kevin Hill, Senior Policy Advisor KEY TAKEAWAYS: Discrimination in small business lending will be easier to identify and root out. This is an important new rule that applies to the full spectrum of small business lending, removing fog from a key area …

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Section 1071

Workforce Development Is A Solution to Climate Change and Income Inequality: NCRC’s Comment on the EPA’s Environmental and Climate Justice Grant Program

(Download) April 10, 2023 VIA ELECTRONIC FILING Office of Environmental Justice and External Civil Rights Environmental Protection Agency ECJRFI@epa.gov RE: Request for Information – Environmental and Climate Justice Block Grants Attention: Docket No. EPA-HQ-OEJECR-2023-0023 The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to comment on the Environmental Protection Agency (EPA) Office of Environmental Justice …

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NCRC comment letter on the District- Maryland-Virginia Regional Fair Housing Plan

(Download) March 28, 2023 RE: MWCOG Attn: Fair Housing Plan To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to comment on the Metropolitan Washington Regional Fair Housing Plan. The region is to be commended for developing the first regional plan in 25 years. The plan provides an important opportunity …

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NCRC and 10 other Advocacy Groups Call on the FDIC to Downgrade Republic Bank & Trust

(Download) March 30th, 2023 Teresa Sabanty Deputy Regional Director Federal Deposit Insurance Corporation 300 South Riverside Plaza, Suite 1700, Chicago, IL 60606-3447 CC: Kentucky Department of Financial Institutions RE: Community Reinvestment Act exam for Republic Bank & Trust of Kentucky. Dear Deputy Regional Director Sabanty: Thank you for the opportunity to submit this comment on the …

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Incorporating Race into the Illinois Community Reinvestment Act

February 28, 2023 Mr. Craig Cellini Rules Coordinator Illinois Department of Financial and Professional Regulation 329 West Washington, 3rd Floor Springfield, IL 62789 Via Email: Craig.Cellini@Illinois.gov RE: NCRC’s Written Testimony for the Bank Community Reinvestment Hearing on March 2, 2023 Code Citation: 38 Ill. Adm. Code 345  Dear Mr. Cellini: The National Community Reinvestment Coalition (NCRC), an association …

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Support the CFPB and Stop Credit Card Junk Fees

NCRC has joined with Americans for Financial Reform, the National Consumer Law Center, More Perfect Union, and numerous other organizations in a campaign in support of the Consumer Financial Protection Bureau’s new proposed rule that holds banks accountable to keep credit card late fees at $8 or less. Send a comment to support the CFPB …

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Environmental Justice Advocates’ Letter to HUD re Equity in Disaster Recovery (CDBG-DR)

(Download) Marion M. McFadden Principal Deputy Assistant Secretary for Community Planning and Development U.S. Department of Housing and Urban Development 451 7th St SW Washington, D.C. 20410 February 21, 2023 Re: Request for Information for HUD’s Community Development Block Grant Disaster Recovery (CDBG–DR) Rules, Waivers, and Alternative Requirements, Docket No. FR–6336–N–01 (87 Fed. Reg. 77864) …

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NCRC Submits Comments to the Appraisal Subcommittee About Tackling Discriminatory Home Appraisals in Response to its January 24th Hearing

(Download) February 8, 2023 Jim Park Executive Director Appraisal Subcommittee 1325 G Street Suite 500, NW Washington, DC 20005 appraisalbiashearing@asc.gov Dear Executive Director Park: The National Community Reinvestment Coalition appreciates the opportunity to submit written comments to the Federal Financial Institutions Examination Council’s Appraisal Subcommittee. We thank the Appraisal Subcommittee of the Federal Financial Institutions Examination …

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Preventing Bluelining: NCRC’s Comment on the Federal Reserve’s Principles for Climate-Related Risk Management

(Download) February 6, 2023 Ann E. Misback Secretary, Board of Governors of the Federal Reserve System, 20th Street and Constitution Avenue NW, Washington, DC 20551 regs.comments@federalreserve.gov RE: Federal Reserve Principles for Climate-Related Financial Risk Management for Large Financial Institutions, 87 Fed. Reg. 75267 Attention: Docket No. OP-1793 The National Community Reinvestment Coalition (NCRC) appreciates the opportunity …

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Guidelines for Evaluating Account and Services Requests, Docket No. OP-1788

(Download) January 17, 2023 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th and Constitution Avenue, NW Washington, DC 20551 RE: Guidelines for Evaluating Account and Services Requests, Docket No. OP-1788 Dear Secretary Misback: Thank you for the opportunity to provide comments on the Proposed Guidelines Evaluating Account and Services Requests. The …

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