Wealth And Opportunity Divides Haunt Immigrant Families For Generations
My immigrant parents are still running the small-town corner store they bought half a century ago. I’m left to pick up the shattered pieces of their dream.
Views
Analysis and points of view on research, trends, issues, ideas and opportunities.
Don’t Bet On Cryptocurrency Curing The Racial Wealth Divide
Media coverage of the first Black crypto millionaire is meant to show anyone can do it. But upon further exploration, it shows the opposite.
Land Trusts, Food Justice, and Reparations: The Antidote to the Toxicity in the Curtis Bay Community
The toxic chemical industry has engulfed entire residential areas of Baltimore. But in the long-suffering neighborhood of Curtis Bay, the local community is fighting back.
Recent CRA Exams Offer Hints For How To Improve Bank Accountability To Communities
An informal survey of exams conducted in the last year identifies some areas with a glaring need for reform – and offers hints at what effective change might look like.
Did the primary federal small business loan program become more inclusive during the pandemic?
Early data on pandemic-era lending by the SBA suggests the agency may have chosen a different path from the one it took during the Great Recession.
The CFPB’s Announcement That Discrimination is Unfair: Both Groundbreaking and A Statement of What We All Know To Be True
he CFPB’s announcement is a good step in rooting out discriminatory practices that have evaded exposure either through good compliance practices or enforcement because they were adjacent to the credit or housing markets. Not any more.
PAVE Task Force Action Plan to Address Appraisal Bias Is A Bold Leap Forward
The White House is cracking down on biased and discriminatory home appraisal practices. Here’s what that means.
To Achieve a Truly Just Economy, We Need to Prioritize the Needs of Working Mothers
Though remote work productivity skyrocketed in many ways during the pandemic, there is a trend to return to the old normal. The needs of working mothers are still not top of mind for many companies. The difference now is that women are not eager to return to antiquated workplaces that don’t work for them.
Ketanji Brown Jackson Should Be Confirmed To The Supreme Court
President Biden’s Supreme Court pick is not only eminently qualified, but ready to bring important fresh perspectives to the bench.
Reforming the Community Reinvestment Act to Meet 21st Century Challenges
The Community Reinvestment Act is getting its first major overhaul since the 1990s. What should be changed, and how?
The Nation Needs to “Reckon” With the Economic Marginalization of Native Americans
America’s racial reckoning must include the savage inequalities facing Native Americans.
NCRC Fact Sheet: Three Bills Would Significantly Weaken Section 1071 Small Business Loan Disclosures
The philosophy behind Section 1071 is similar to that of the Home Mortgage Disclosure Act (HMDA) data: the public release of data will identify which lenders are making good faith efforts to serve small businesses and which lenders lag their peers, encouraging the laggards through public accountability to increase their lending to traditionally underserved businesses. We expect a similar benefit from Section 1071 in narrowing the significant racial and gender disparities present in small business lending.
Explainer: Why we created a new method for measuring the impact of redlining
Residential segregation is embodied in a very real way in the health and life expectancy of people living in formerly redlined areas today
The Need for Black Electoral and Economic Power
The mid-20th Century Black freedom struggle has yet to attain its aims. Political and economic reforms are necessary to jump-start progress on racial equality that has been stalling for the last over 50 years. Taking down barriers to voting is an important part of these reforms.
