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Analysis and points of view on research, trends, issues, ideas and opportunities.

Fellowship Programs: A Catalyst for Lasting Change and Systemic Impact

By / / Views / 4 minutes of reading

From the United States’ earliest beginnings, progress has been hampered by the challenges of building community-level capacity, which is undermining economic mobility for most Americans. Today’s economy has created an extremely competitive workforce environment where many talented, young individuals struggle to find meaningful career pathways that align with their values.   Young professionals, those in the […]

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The Recessionary War on Workers: April 2025 Race, Jobs and the Economy Update

By / / Research, Views / 5 minutes of reading

Analysis of Topline Figures in the April BLS Report The economy added 228,000 jobs in March, while the unemployment rate increased to 4.2%. In the midst of a brewing trade war and talks of a potential recession, the job gains caught forecasters off guard. We should note that the reference period for the establishment survey

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Fireside Chat Between NCRC President and CEO Jesse Van Tol and National Urban League President Marc Morial At The 2025 Just Economy Conference

By / / NCRC Videos, Views / 19 minutes of reading

NCRC President and CEO Jesse Van Tol sits down with National Urban League President Marc Morial to discuss the current political environment.

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NCRC And Its Members Expand Fair Banking Options In Underserved Communities

By / / Views / 6 minutes of reading

Imagine relying solely on predatory payday lenders or prepaid debit cards to secure the funds needed to meet your daily expenses. This is the reality for the 5.6 million households in the United States without access to the financial services that a bank or credit union can provide to historically underserved communities.  Whether it’s an

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A Conversation At The 2025 Just Economy Conference, The Future of Consumer Protection With Adrienne A. Harris

By / / NCRC Videos, Views / 14 minutes of reading

A conversation between New York State Department of Financial Services Superintendent Adrienne A. Harris and NCRC Chief Policy Counsel Eden Forsythe at the Just Economy Conference on March 26, 2025

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Recap: Highlights from the 2025 Just Economy Conference

By / / Views / 5 minutes of reading

Nearly 1,200 community development leaders, practitioners, policymakers, industry professionals and NCRC members from across the nation gathered at the 2025 Just Economy Conference March 26-27 in Washington, DC. They made new connections and shared knowledge on fair lending practices, climate resilience efforts, housing equity work and many other topics. The conference main stage featured appearances

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A First Look at the Intersection of Mortgage Lending and Race in 2024

By / / Research, Views / 5 minutes of reading

On March 31, 2025, the Consumer Financial Protection Bureau (CFPB) released the latest data on mortgage lending in the United States covering activity from 2024. This annual dataset is essential for advocates, regulators, policymakers at all levels and lenders who seek to understand lending trends and disparities. Despite political efforts to weaken the CFPB and

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