Analysis and points of view on research, trends, issues, ideas and opportunities.
Annually, these agencies serve over 85,000 households across the United States, with over 63,000 of those households falling under 80% of their regional median income levels. This grant funding will fuel their critical services, empowering families across the country to achieve housing stability and homeownership.
“We are deeply saddened by Irvin’s sudden passing,” said Jesse Van Tol, NCRC’s president and CEO. “As one of the founding board members of NCRC, he played a pivotal role in shaping our organization and was a tireless champion of our cause.”
NCRC Mourns Loss of Board Vice Chair Irvin Henderson Read More »
The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation’s (FDIC) proposed Community Reinvestment Act (CRA) rule would weaken bank obligations to invest, lend and provide services in low- and moderate-income (LMI) communities, while reducing transparency and accountability.
The Proposed 2026 CRA Rollbacks: Key Takeaways and Why it Matters Read More »
Like most states, Minnesota is facing an affordable housing shortage with over 100,000 residences needed for low-income residents. The Minnesota Consortium of Community Developers (MCCD), a network of community development organizations, is working to fill this gap. MCCD advocates statewide for equitable housing and economic policies that generate wealth for people of color (BIPOC) and
For many immigrants, home is not simply a place they leave behind. It’s something they carry with them and, sometimes, find in familiar foods, shared traditions and communities thousands of miles away. By 2000, Columbus, Ohio was home to more than 11,000 African-born residents as a result of a wave of immigration that had occurred
The 21st Century ROAD to Housing Act was recently passed into law without President Trump’s signature, marking the most significant federal legislative action on housing in over 20 years. Although the president refused to sign the bill into law without other strings attached, lawmakers’ interest in housing affordability appears solidified heading into the midterms. That
The nation’s bank branch network changed little compared with the first three months in the second quarter of 2026, with 261 openings and 248 closings. This is the third straight quarter of net gains in branches, something that we haven’t seen since 2009. It has been a long time since we could say bank branches
NCRC’s President and CEO Jesse Van Tol released a statement in regards to the House’s recent passage of H.R. 6955 (the Main Street Capital Access Act) and the devastating ripple effects it will have on regulatory accountability for banking institutions as well as fair lending for communities: The House voted to hand banks a green
NCRC Opposes Main Street Act That Weakens Banking Oversight and Community Voice Read More »
According to the Bureau of Labor Statistics’ (BLS) June jobs report, the national economy added 57,000 jobs, while the unemployment rate dropped slightly to 4.2%. The former was substantially below economists’ expectations of 115,000 jobs. Monthly job gains have trended downward since March, going from 214,000 to 57,000. The drop in the unemployment rate was
The Office of the Comptroller Currency (OCC) recently proposed a rule that could reduce investment in communities of color and open the door for more lending discrimination. The agency aims to remove any references to “minority and women-owned entities” in their list of eligible public welfare investment activities that banks can undertake. The OCC is also proposing
OCC’s Proposed Rule Could Undermine Investment in Communities of Color Read More »
Elsa Beltran never thought she would own a home. Median home prices in Pima County, Arizona have soared by 22% over the last five years to $368,000, and renting is not much more affordable either for Beltran, who works as a seamstress. That was until Beltran connected with the Pima County Community Land Trust (PCCLT),
NCRC is pleased to announce the release of a new longitudinal dataset designed to help communities, advocates and policymakers better understand how neighborhoods have changed over time and where gentrification pressures are most evident. This dataset draws on US Census data spanning multiple decades (from the 1970s through 2010s) and covering thousands of neighborhoods tracking
“There’s a big opportunity for a racial wealth transfer as well as a generational one because of the demographics of who’s in the workforce versus who the owning group is,” said Carolyn Edsell-Vetter, program director at the Cooperative Fund of the Northeast (CFNE). Over the next decade, roughly six million baby boomer small business owners
As Small Business Owners Retire, Worker Cooperatives Could Help Close Wealth Gap Read More »
A 10-year-old fourth grader living in Southwest Detroit’s Springwells neighborhood has a list of barriers to navigate. From living with gun violence and blight to dealing with the effects of poor air quality due to the Marathon Refinery, the child grows up in a community where those barriers are not uncommon, and where navigating them
For many people, staying in their homes is not guaranteed – especially those facing housing instability and disability-related barriers. University Legal Services (ULS) – a member of the National Community Reinvestment Coalition (NCRC) – works to ensure more people can remain rooted in their homes and communities. ULS has supported low- to moderate-income residents navigating
