Views

Analysis and points of view on research, trends, issues, ideas and opportunities.

Charlotte – Fair Lending Report

Instructions for use: This is an interactive report. Please use the tiles at the top to page forward.      Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722

Winston-Salem – Fair Lending Report

Instructions for use: This is an interactive report. Please use the tiles at the top to page forward.      Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722

Raleigh NC – Fair Lending Report

Instructions for use: This is an interactive report. Please use the tiles at the top to page forward.      Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722

Federal Regulators Should Refrain From Making a True Lender Rule

In the coming weeks, we expect the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) to propose a rule for the “true lender” doctrine, an act that will have a negative impact on the ability of states to protect their residents from high-cost lending.

COVID-19 and the CFPB Consumer Complaint Database

Local businesses are devastated and state agencies overwhelmed as people stay at home to preserve their health and apply for government assistance to maintain financial solvency. An unexpected side effect of this was a simultaneous increase in consumer complaints filed with the Consumer Finance Protection Bureau (CFPB).

Do Not Cross

Are All Americans Equal?

Most people are aware of the ongoing economic inequality suffered by the majority of Americans and disproportionately for African Americans. African Americans’ net wealth in the U.S. is 1/10 of that of their fellow White citizens. The COVID–19 virus, the current economic recession and national protests have made many of us think deeper about whether …

Are All Americans Equal? Read More »