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Posts about NCRC research.

NCRC Analysis of the CFPB’s Section 1071 Rule of 2026

NCRC Analysis of the CFPB’s Section 1071 Rule of 2026 June 2026 Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download Analysis Josh Silver, Senior Fellow Introduction As part of the Dodd-Frank Wall Street Reform […]

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Black Men Face a Worsening Jobs Market: May 2026 Race, Jobs and Economy Update

As the economy roils from the shockwaves of the tariff/trade war of last year and the ongoing and intensifying energy shock from the Iran war, the unemployment rate remains low at 4.3%. 100,000 jobs were added in April, which was the first consecutive month of positive growth since April of 2025.  Despite the positives in

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Redlined Then, Burdened Now: New Research on the Connections Between Land Use and Mental Health

“LULUs” sounds like a funny word, but the health burdens tied to LULUs are no laughing matter. Locally unwanted land uses (LULUs) – industrial sites, highways, power plants and waste facilities – are essential to how cities function. However, living close to them can also mean greater exposure to pollution, excessive noise and other environmental

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Opportunity Zones 2.0: What You Need to Know and How to Act Now

Opportunity Zones 2.0: What You Need to Know and How to Act Now April 2026 Opportunity Zones 2.0: What You Need to Know and How to Act Now April 2026 P What Are Opportunity Zones 2.0? Opportunity Zones 2.0 (OZ 2.0) is an updated federal investment incentive program created under the 2025 One Big Beautiful

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Another Disappointing Jobs Report Highlights Ongoing Labor Market Weaknesses: March 2026′s Race, Jobs and the Economy

In last month’s edition of the Race, Jobs and the Economy series, we explored whether the 6-figure job gains seen in January were either a sign that the labor market was about to experience a turnaround or simply a fluke. It seems the latest Bureau of Labor Statistics (BLS) jobs report provides an answer. The

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When Housing Was For Everyone: How Owning Went From a Rite of Passage to a Right of the Rich

In 1955, a homebuilder called Foster Associates took out an ad in the Tampa Tribune for a new development called Manhattan Manor. Three bedroom homes starting at $10,250, with veterans able to move in for $150 down and monthly payments as low as $60. Adjusted for inflation, that is about $120,000 in today’s dollars. Tampa

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Does gentrification push people out? The answer depends on how it is measured

Gentrification is one of those hot-button topics where people can look at the same city and see opposite truths. Some see disinvested neighborhoods finally getting access to grocery stores, improvements in public transit and safer neighborhoods while others see decreased affordability, the loss of cultural identity and the exit of longtime residents – often people

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Is an Economic Turnaround on the Horizon? February’s Race, Jobs and the Economy Recap

It’s hard to overstate how much of a surprise the Bureau of Labor Statistics’ January jobs report was with 130,000 jobs being added and an unemployment rate that declined a tenth of a percent to 4.3%. This was the first jobs report that resoundingly exceeded consensus expectations since 2024. The diffusion rate – a measure

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