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Research

Posts about NCRC research.

Gender

Racial Wealth Snapshot: Women, Men and the Racial Wealth Divide

By / April 15, 2021 / Research

Download Infographic Intro Women have made great strides in the workplace, comprising nearly half of the workforce, and surpassing men in higher education achievement. Yet, women still make less income, have less wealth and face greater economic instability than their male counterparts. The level of economic instability faced by men and women is greatly influenced …

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Relationships Matter: Small Business and Bank Branch Locations

By / April 20, 2021 / Research

Relationships Matter: Small Business and Bank Branch Locations — Key Takeaways The number of banks and bank branches has declined significantly since 2009. Local branches are still crucial to small business lending. Small business lending is increasingly dominated by the largest lending institutions. Smaller institutions are disappearing as they merge or are bought out by …

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60% Black Homeownership: A Radical Goal for Black Wealth Development

By / March 18, 2021 / Research

DOWNLOAD Overview: A radical increase in Black homeownership is needed to see progress in bridging Black and White homeownership and wealth inequality. One of the defining factors of economic well-being for individuals and families is household net worth or wealth, but not all families are equal. Decades of racial injustice and economic inequality have led …

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Lending

Hispanic Mortgage Lending 2019 Analysis

By / November 23, 2020 / Research

The report revealed dramatic differences in the costs and lending patterns for different subgroups of Hispanic borrowers, such as Cuban, Mexican and Puerto Rican borrowers. It also found that most Latino borrowers get their mortgages from non-bank mortgage companies and not from banks

Racial and Ethnic Representation and Investment Framework

RERI

By / March 23, 2021 / Research

Racial and Ethnic Representationand Investment Framework  A Research Report and Recommendationsfor Beneficial State Foundation — OVERVIEW Key steps to improve a bank’s racial and ethnic demographics within their internal workforce, and methods to improve a commitment to diversity, equity and inclusion. — Key Takeaways Although African Americans comprise over 13% of the national population, and …

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Racial Wealth Snapshot: Immigration and the Racial Wealth Divide

By / September 17, 2020 / Research

Download Infographic Introduction  The United States has more immigrants than any country in the world. In 2018, approximately 44.7 million immigrants lived in the United States, accounting for 13.7% of the country’s population. Although immigration has always played a key role in the history and the making of the United States, from the colonial era …

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