Articles about NCRC policy issues.
The Office of the Comptroller of the Currency (OCC) recently announced plans to alter how banks are evaluated under the Community Reinvestment Act (CRA), one of the longest-standing laws to prevent redlining. The CRA directs the OCC to regularly analyze the number and quality of a bank’s loans, investments and services to historically underserved borrowers […]
The OCC’s Debanking Pivot Is Another Veiled Attack on CRA Read More »
Many nonprofits in the community and economic development space are concerned about federal funds and grants being temporarily withheld or permanently canceled via an executive action known as rescission. The Trump Administration has been using rescissions to withhold funding from nonprofits supporting low- to moderate-income communities. This article explains the rescission process, its political implications
How Trump’s Use of Rescissions Could Threaten Community Development Work Read More »
Severe cuts to social assistance programs recently signed into law by President Trump will upend life for lower-income families — and could even put people out of their homes. Belinda is a senior citizen living in Bernalillo County, New Mexico. In 2004, she qualified for a home loan with a monthly payment of $130 based
President Trump’s Severe Medicaid and SNAP Cuts Will Sabotage Economic Justice Work Read More »
All Americans deserve to live in inclusive communities where everyone has access to the resources that their communities desperately need. But a federal program designed to make that happen is going underused by local officials who often aren’t aware of its existence. If properly utilized, the program’s provisions towards creating more equitable housing outcomes would
How Municipalities Can Better Leverage AFFH’s Community Engagement Requirement Read More »
A stablecoin is a digital asset that can represent virtually any national currency. In most cases, stablecoins are assigned 1:1 to the US dollar, but can also be pegged to other international currencies, such as the Euro or Yuan. In the past five years, the size of the stablecoin market has risen from approximately $5
The Need for Community Development Accountability for Stablecoin Issuers Read More »
There is nothing like getting off at your Metro stop and being greeted by the urban and international metropolis that is Washington, D.C. Everywhere you turn you see the influence of immigrants from countries all across the world– from the aroma of a warm Ethiopian coffee to the mellow taste of a bowl of Vietnamese
An analysis of how the “One Big Beautiful Bill” House reconciliation package extending Trump tax cuts will affect low-income communities and community development.
In most American communities, one will see sleek, newly constructed luxury apartments, a variety of trendy eateries, carefully manicured shrubbery and the new well-to-do residents seemingly without a care in the world on one block. Then, one will see the bleak, dilapidated buildings, gaudy fast-food restaurants, tree-barren landscapes and the established residents that are struggling
The Trump Administration’s fiscal plan for 2026, also known as the president’s “skinny budget,” proposes severe cuts to many programs that Americans rely on. The following cuts may have a significant impact for NCRC members: Department of Housing and Urban Development (HUD) Under the skinny budget, HUD will see a 46% cut in funding, including
Dissecting the 2026 Skinny Budget: A Closer Look at Cuts to Economic and Equity Programs Read More »
The Colorado General Assembly has recently introduced a bill that would protect small businesses from dubious credit card swipe fees that are cutting into their profits. The Swipe Fee Fairness and Consumer Safeguards Act seeks to level the playing field for small businesses by putting an end to the practices that allow swipe fees to
Swiped Away: How Rising Credit Card Fees Are Affecting Colorado’s Small Businesses Read More »
Big changes to the Department of Justice and Federal Trade Commission merger guidelines provide community groups with key opportunities. Here’s how to use them.
The Community Reinvestment Act has been plagued by ratings inflation for years. Has the new CRA overhaul fixed it?
CRA Overhaul: Did The Agencies Do Enough To Cure Ratings Inflation? Read More »
A user’s guide to the new Community Reinvestment Act final rule: What’s new, what’s the same, and how will it affect you?
NCRC’s Guide To The 2023 Community Reinvestment Act Final Rule Read More »
A new report marks the 60th anniversary of the March on Washington with some sobering news — and some inspiring solutions.
STILL A DREAM: Over 500 Years To Black Economic Equality Read More »
2023 Advocacy Week Agenda 118th Session of Congress Photo by: ©tonktiti – stock.adobe.com Investing in a Just Economy Our 2023 Advocacy Week Agenda serves to prepare attendees of NCRC Advocacy Week to meet with their members of Congress during our Just Economy Conference. It is a call to action on four core issues, discussed in
2023 Advocacy Week Policy Agenda for the 118th Session of Congress Read More »
