NCRC, Rise Economy and Woodstock Applaud OppFi’s Decision to Withdraw Bank Holding Applications
“OppFi is a high-cost, high-risk lender that has no business being in the business of national banking,” said NCRC’s President and CEO Jesse Van Tol.
NCRC Opposes 2030 Census Changes That Threaten Data Accuracy and Civil Rights
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download U.S. Census Bureau Department of Commerce 4600 Silver Hill Road Designation: ADDEMO/FRN Washington, DC 20746 Via: Federal eRulemaking Portal – Regulations.gov RE: Docket No.
Dr. Kim Carter Evans Appointed to the National Community Reinvestment Coalition Community Development Fund Board of Directors
National community development leader brings more than 25 years of experience in community, business and economic development, advancing access to capital and economic opportunity for underserved communities.
Bank Branch Trends for 2026 (3rd quarter): The Growth Streak Ends as the Great Lakes, Plains and Far West Lose Branches
The nation’s bank branch network lost ground in the third quarter of 2026 with 313 openings and 446 closings, a net loss of 133 branches. That ends a three-quarter run of net gains, the first such run since 2009, which we reported in our second-quarter article. Even though openings were the highest in any quarter
NCRC, Rise Economy Applaud Fifth Third’s Latest Community Development Commitments
“Communities know their own credit and investment needs better than any bank does,” said NCRC’s President and CEO Jesse Van Tol. “Fifth Third’s commitment to listen to residents and local organizations, and to let those conversations shape how and where it reinvests, is the right approach. It strengthens communities, and it’s also smart business. Banks thrive when the neighborhoods they serve grow and thrive.”
Vote For Your Favorite Sessions for The 2027 Just Economy Conference
What would YOU like to see at The 2027 Just Economy Conference? We’ve opened up a selection of conference session ideas for public voting. Please vote and encourage your colleagues to do the same! Voting will take place over the next two weeks, opening today, October 20, and closing on November 2. The final program
Priced Out or Polluted: The Unfair Dilemma Facing Disinvested Neighborhoods
“We are all victimized by a system that puts money before everything else,” said Amos Favorite, a long-time resident of Louisiana’s “Cancer Alley.” “That’s the way it is today when we got stuff in the water and air [that] we can’t even see that can kill us deader than we ever thought we could die.”
Local Conditions Matter Most: Black Neighborhoods and Investor Lending Across Major Metropolitans
As investor purchases of single family homes have increased over the last several years, so have concerns about the potential negative effects on communities. Black communities in particular have become hotspots for investor activity. Using data from the Home Mortgage Disclosure Act (HMDA) that contains a record of over 90% of all mortgages, we can
NCRC and 493 Community Groups Oppose OCC, FDIC Proposed CRA Changes
“Nearly 500 organizations are speaking with one voice: weakening CRA means less accountability for banks and less investment in communities that have historically been denied it,” said NCRC’s President and CEO Jesse Van Tol.
NCRC’s Comment Letter Opposing the OCC-FDIC’s Proposed CRA Rollbacks
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download October 13th, 2026 Travis Hill, ChairFederal Deposit Insurance Corporation (FDIC)550 17th Street NW, Washington, DC 20429Via email: comments@FDIC.gov Jonathan V. Gould, ComptrollerOffice of the Comptroller of the
NCRC submits opposition to Block’s national trust bank charter application
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download October 13, 2026 Jonathan V. Gould Comptroller of the Currency Office of the Comptroller of the Currency 400 7th St., SW Washington, DC 20219
NCRC and National Partners Oppose OCC, FDIC Proposed CRA Rollback
One day after the 49th anniversary of the Community Reinvestment Act (CRA), the National Community Reinvestment Coalition (NCRC) and national partners urge the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) to reject the proposed rollback.
The CRA Turns 49: The Importance of Bank-Community Partnerships for Historically Disinvested Communities
These are challenging times for the Community Reinvestment Act (CRA). Today, CRA will celebrate its 49th birthday. The following day, the middle-aged CRA will have an existential moment. Comment letters are due on October 13 regarding the proposed rule by the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency
NCRC Opposes HUD’s Proposed Removal of Disparate Impact Provisions from Title VI Regulations
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download October 9, 2026 The Honorable Scott TurnerSecretaryU.S. Department of Housing and Urban Development451 7th Street NWWashington, DC 20410-0500 Submitted via Regulations.gov Re: HUD’s Implementation of the
2026 NCRC Mortgage Market Series — Part 2: Race and the Mortgage Market – Gains for Hispanic Borrowers Stall, Losses for Black Borrowers Continue
2025 NCRC Mortgage Market Series PART 2: RACE AND THE MORTGAGE MARKET Gains for Hispanic Borrowers Stall, Losses for Black Borrowers Continue October 2026 PART 2: RACE AND THE MORTGAGE MARKET Gains for Hispanic Borrowers Stall, Losses for Black Borrowers Continue October 2026 Series Introduction Complete the form to download the full report: Yes, send
NCRC: Federal Bank Charters Must Come with Real Obligations to Communities
“This is exactly the two-tier system NCRC has warned about,” said NCRC’s President and CEO Jesse Van Tol. “Bank charters, regardless of form, should come with strong obligations to serve communities.”
The Power of Partnerships: NCRC Members Invest in People, Properties for a More Equitable Delaware
As the first state established in the US, Delaware has long been recognized for its role in shaping the nation’s history. It has since emerged as a major hub for the financial services industry – becoming home to one of the nation’s largest concentrations of financial institutions. In fact, two-thirds of America’s Fortune 500 companies
Registration Opens For The 2027 Just Economy Conference
“Every year when planning for the Just Economy Conference, we look for the most pressing issues standing in the way of our mission,” said NCRC’s President and CEO Jesse Van Tol. “This year, we keep coming back to the basics: influence, investment and impact.”
Recap: Reinvest Washington Summit Brings Together Housing and Community Development Leaders in Tacoma
On September 22, community development leaders, housing advocates, financial institutions and policymakers gathered in Tacoma for the sold-out Reinvest Washington summit. The day began with a blessing and welcome dance from members of the Puyallup Tribe, the original stewards of the land on which Tacoma stands, a powerful reminder of who came before and why
NCRC Supports Treasury’s Release of CDFI Funds, Calls for Protection of HUD Housing Counseling Funds
“The release of these CDFI Fund awards is welcome news for communities across the country. Twenty-nine NCRC member CDFIs received $22.1 million, meaning nearly one in four of our 125 CDFI members received awards this year,” said Dyson.
Video: The Last House on the Block: Lessons from Brightmoor, Detroit on Disinvestment, Reinvestment and Community Power
Using Detroit’s Brightmoor neighborhood as a case study, this conversation explores what happens when gentrification collides with deep depopulation, and what that reveals about investment, neighborhood change and who gets to shape a community’s future.
The Impacts of the AI Jobs Boom on BIPOC STEM Professionals: September Race, Jobs and Economy Update
The rise of artificial intelligence has brought fears of a potential collapse of the Science, Engineering, Mathematics and Technology (STEM) professional job market. In this month’s Race, Jobs and Economy update, we will look at the change in STEM employment for different racial groups and how these changes intersect with AI developments and other major
NCRC Opposes Crypto Company Zerohash’s Application for a National Trust Bank Charter
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th St., SWWashington, DC 20219 Via electronic mail: LicensingPublicComments@occ.treas.gov RE: Comment Letter in Opposition
Washington State Could Lose $3 Billion in Community Development Investments With Proposed Changes To CRA, NCRC’s President and CEO Jesse Van Tol Says
“Luckily, Washington has had a state CRA since 1985,” said Van Tol. “Washington’s CRA gives state regulators a way to prevent the significant declines in the quantity and quality of community development financing that the federal proposed rule would bring to their state. We strongly encourage all states to establish and strengthen their own Community Reinvestment Acts in response to the proposed rollbacks at the federal level.”
Reinvest Washington Summit: Washington Housing Leaders Unite in Tacoma to Tackle Affordability Crisis
Washington State has one of the most complex housing ecosystems in the country. Increasing tech salaries has driven some of the highest cost-of-living rates in the nation, while homeownership has become unaffordable for 80% of households. Low- and moderate-income residents face rising housing costs, displacement pressures, widening wealth gaps and uneven access to capital. As