NCRC Welcomes Release of FY25 Funding; Urges Treasury to Work With Smaller CDFIs
“We welcome the release of the remaining CDFI Fund appropriations. These funds are long overdue, and communities across the country need them now.”
NCRC Releases SNAP E&T Toolkit for Community-Based Organizations
Part of NCRC’s broader commitment to expanding access to quality employment and training opportunities for low- and moderate-income communities, “SNAP E&T 101: A Toolkit for Community-Based Organizations & Potential Third-Party Partners” is a comprehensive guide for workforce development and job training providers to get involved with SNAP E&T as third-party partners.
NCRC Decries the OCC’s Granting of National Trust Bank Charter for Crypto Company Coinbase
A national trust bank charter for Coinbase will grant it access to the federal banking system with none of the obligations traditional banks owe to the public.
Russell: A Place of Promise Empowers Residents to Build Community Wealth in Louisville
In Russell, Kentucky, a historically Black neighborhood in Louisville, one organization is empowering residents to take an active role in community planning while ensuring real estate investments build generational wealth for the local population. Russell: A Place of Promise (RPOP) has been educating residents about real estate planning, engaging them in the land development process
Opportunity Zones 2.0: What You Need to Know and How to Act Now
Opportunity Zones 2.0: What You Need to Know and How to Act Now April 2026 Opportunity Zones 2.0: What You Need to Know and How to Act Now April 2026 P What Are Opportunity Zones 2.0? Opportunity Zones 2.0 (OZ 2.0) is an updated federal investment incentive program created under the 2025 One Big Beautiful
NCRC Warns CFPB of Risks of Reduced HMDA Data Collection to Fair Lending Enforcement
The National Community Reinvestment Coalition (NCRC) recently submitted a letter to the Consumer Financial Protection Bureau (CFPB) to strongly support maintaining the current level of Home Mortgage Disclosure Act (HMDA) data collection because reduced HMDA reporting would significantly impair fair lending enforcement. 53 state and local NCRC member organizations signed on to NCRC’s letter. The
NCRC Letter in Opposition to the Formation of Payo Digital Bank
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download March 27, 2026 Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th St., SWWashington, DC 20219 Via electronic mail: LicensingPublicComments@occ.treas.gov RE: Public
Making CRA Strategic Plans Work: A Framework for Meaningful Community Reinvestment
A Guide to Creating CRA Strategic Plans with Transparency and Community Input.
NCRC Supports Maintaining Mortgage Data Collection under HMDA
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download March 26, 2026 Via Electronic Submission (reginfo.gov) Acting Director VoughtConsumer Financial Protection Bureau1700 G Street NWWashington, DC 20552 RE: Docket No. CFPB-2026-0010, Home Mortgage Disclosure Act
NCRC Opens Second Round Of Housing Counseling Services Grant Applications Through its Field Empowerment Fund
The National Community Reinvestment Coalition (NCRC) launched the application for the second round of its Housing Counseling Services (HCS) grant program as part of its multi-year Field Empowerment Fund (FEF). Through partnerships with KeyBank and HSBC Bank USA NA, a total of $4 million was allocated to support direct-to-client housing counseling services for NCRC members.
Nashville Summit Series – Brief 2: Common Barriers & Solutions Across Program Areas
Brief 2 outlines how some of the identified barriers cut across multiple areas of community development and highlights solutions that could be implemented by actors from multiple sectors.
Nashville Summit Series – Brief 1: Background and Our Methodology
This brief explains why NCRC rethought the goals our 2025 Just Economy Summit and how over 150 community development leaders shared in developing solutions.
Nashville Summit Report Series
This brief series highlights the ongoing issues present in our new regulatory environment for affordable housing, workforce development and small business development leaders and possible solutions towards producing better outcomes for communities that were discussed at NCRC’s Nashville Summit this past September.
NCRC Announces the Winners of the #JustEconomy Story Contest
The contest was focused on power in persistence, a key theme of the 2026 Just Economy Conference. The winners will receive a ticket to the 2026 Just Economy Conference in Washington, DC, April 14-15.
NCRC Applauds Maryland Senate Passage of Small Business Truth in Lending Act
If the Small Business Truth in Lending Act becomes law, it will bring price transparency to Maryland small business credit transactions and allow small business owners to avoid paying unnecessary interest and fees.
Another Disappointing Jobs Report Highlights Ongoing Labor Market Weaknesses: March 2026′s Race, Jobs and the Economy
In last month’s edition of the Race, Jobs and the Economy series, we explored whether the 6-figure job gains seen in January were either a sign that the labor market was about to experience a turnaround or simply a fluke. It seems the latest Bureau of Labor Statistics (BLS) jobs report provides an answer. The
Video: 2026 Field Empowerment Fund Informational Webinar
Online Event Archive Recorded: March 19, 2026 Learn more about the application process to receive grant support for your direct service to clients, while building your agency’s knowledge on how to address heirs’ property challenges and ensure your homebuying clients retain their intergenerational wealth. The Field Empowerment Fund (FEF) empowers NCRC network members to level
When Housing Was For Everyone: How Owning Went From a Rite of Passage to a Right of the Rich
In 1955, a homebuilder called Foster Associates took out an ad in the Tampa Tribune for a new development called Manhattan Manor. Three bedroom homes starting at $10,250, with veterans able to move in for $150 down and monthly payments as low as $60. Adjusted for inflation, that is about $120,000 in today’s dollars. Tampa
Mobility Monitor: Trump and Big Tech Attempt to Win Over Communities on Data Centers – Will Their Partnership Bring Electricity Rates Down?
Few issues have done more to shape the economy and American politics over the past year than the explosion of data center proposals to advance artificial intelligence (AI). In February, the Trump administration reportedly agreed to the terms of a “ratepayer protection pledge” with Amazon, Google, Meta, Microsoft, xAI, Oracle and OpenAI – the Big
A Win for Consumers: Federal Judge Rules Administration Must Fund the Consumer Financial Protection Bureau
On Friday, March 13, 2026, a federal judge ruled that the Acting Director Russell Vought must request funding for the Consumer Financial Protection Bureau (CFPB).
Join the Next Generation of Community Development Leaders at NCRC’s Emerging Leaders Reception at the 2026 Just Economy Conference!
The National Community Reinvestment Coalition (NCRC) invites young professionals to join us for the Emerging Leaders Reception on Tuesday, April 14 from 5-6 pm ET during our 2026 Just Economy Conference.
The Importance of Self-Employment and Entrepreneurship Training towards Bolstering Economic Mobility in Communities
Well-paying, quality jobs are essential to economic mobility and building wealth. Without a steady, living-wage income and dignified working conditions, people will struggle to save enough to support long-term material wellbeing and build generational wealth. The workforce development system is one particularly important mechanism for preparing and connecting people to high quality employment. In recent
More Than a Mortgage: YCMIHOC’s Education and Counseling Programs Turn Housing Challenges Into Opportunities
Despite soaring housing costs, stagnant wages, limited access to financing and the lingering effects of historical policies like redlining, many low- to moderate-income families continue to pursue the dream of homeownership. For over 20 years, the You Can Make It Home Ownership Center (YCMIHOC) has helped turn that dream into a reality in underserved communities
Closing the Door on Immigrant Entrepreneurs: SBA’s New Loan Restrictions Create Barriers for Non-Citizen Small Business Owners
The Small Business Administration (SBA) recently posted a policy notice that would prevent legal permanent residents, such as immigrants with green cards, from accessing any SBA financing product effective March 1, 2026. Legal permanent residents are authorized to live and work in the US. To receive an SBA-backed loan, the SBA now requires small businesses to be 100% owned by US citizens or nationals. This is an abrupt reversal from SBA’s original policy notice released this past December, which would have allowed small businesses that were 100% owned by legal permanent residents to access SBA financing
Does gentrification push people out? The answer depends on how it is measured
Gentrification is one of those hot-button topics where people can look at the same city and see opposite truths. Some see disinvested neighborhoods finally getting access to grocery stores, improvements in public transit and safer neighborhoods while others see decreased affordability, the loss of cultural identity and the exit of longtime residents – often people