Posts about NCRC research.
With new information in HMDA data concerning high-cost loans, NCRC has created a series of studies documenting that minorities, women and the elderly receive a disproportionate amount of high-cost or subprime loans. When a group of borrowers receives a disproportionate amount of such loans, excessive fees, interest rates and other unfair practices become more likely, […]
National Studies of Lending Trends Read More »
Asset Preservation: Trends and Interventions in Asset Stripping Services and Products
NCRC’s research analyses provide powerful tools for organizations seeking to understand and address patterns of lending in their communities. Analyses can determine how well a particular bank is serving the community with home mortgage or small business loans, and determine the number of high-cost/subprime loans received by minorities or low- and moderate-income borrowers as compared
Pursue Research on Industry Trends, Challenges and Best Practices Read More »
Income is no Shield Against Racial Differences in Lending: A Comparison of High-Cost Lending in America’s Metropolitan Areas
Income is no Shield Against Racial Differences in Lending (07/2007) Read More »
Fair Lending Helps Community Prosperity: An Analysis of Fair Lending Disparities In the Baton Rouge Metro Area.
Fair Lending Helps Community Prosperity: Baton Rouge Metro Area (06/2007) Read More »
Closing the Credit Gap and Expanding the Credit Opportunity: The CRA and Fair Lending Performance of Financial Institutions in the City of Cincinatti
Closing the Credit Gap and Expanding the Credit Opportunity: Cincinnati (05/2006) Read More »
Access to Capital and Credit For Small Businesses in Appalachia
Access to Capital and Credit For Small Businesses in Appalachia (05/2007) Read More »
Are Banks on the Map? An Analysis of Bank Branch Location in Working Class and Minority Neighborhoods.
Are Banks on the Map? (2007) Read More »
The CRA and Fair Lending Performance of Philiadelphia
The CRA and Fair Lending Performance of Philadelphia (11/2005) Read More »
