NCRC’s research analyses provide powerful tools for organizations seeking to understand and address patterns of lending in their communities. Analyses can determine how well a particular bank is serving the community with home mortgage or small business loans, and determine the number of high-cost/subprime loans received by minorities or low- and moderate-income borrowers as compared …
Posts about NCRC research.
Income is no Shield Against Racial Differences in Lending: A Comparison of High-Cost Lending in America’s Metropolitan Areas
Fair Lending Helps Community Prosperity: An Analysis of Fair Lending Disparities In the Baton Rouge Metro Area.
Closing the Credit Gap and Expanding the Credit Opportunity: The CRA and Fair Lending Performance of Financial Institutions in the City of Cincinatti
Access to Capital and Credit For Small Businesses in Appalachia
Are Banks on the Map? An Analysis of Bank Branch Location in Working Class and Minority Neighborhoods.
The CRA and Fair Lending Performance of Philiadelphia