Analysis and points of view on research, trends, issues, ideas and opportunities.
For many immigrants, home is not simply a place they leave behind. It’s something they carry with them and, sometimes, find in familiar foods, shared traditions and communities thousands of miles away. By 2000, Columbus, Ohio was home to more than 11,000 African-born residents as a result of a wave of immigration that had occurred
The 21st Century ROAD to Housing Act was recently passed into law without President Trump’s signature, marking the most significant federal legislative action on housing in over 20 years. Although the president refused to sign the bill into law without other strings attached, lawmakers’ interest in housing affordability appears solidified heading into the midterms. That
The nation’s bank branch network changed little compared with the first three months in the second quarter of 2026, with 261 openings and 248 closings. This is the third straight quarter of net gains in branches, something that we haven’t seen since 2009. It has been a long time since we could say bank branches
NCRC’s President and CEO Jesse Van Tol released a statement in regards to the House’s recent passage of H.R. 6955 (the Main Street Capital Access Act) and the devastating ripple effects it will have on regulatory accountability for banking institutions as well as fair lending for communities: The House voted to hand banks a green
NCRC Opposes Main Street Act That Weakens Banking Oversight and Community Voice Read More »
According to the Bureau of Labor Statistics’ (BLS) June jobs report, the national economy added 57,000 jobs, while the unemployment rate dropped slightly to 4.2%. The former was substantially below economists’ expectations of 115,000 jobs. Monthly job gains have trended downward since March, going from 214,000 to 57,000. The drop in the unemployment rate was
The Office of the Comptroller Currency (OCC) recently proposed a rule that could reduce investment in communities of color and open the door for more lending discrimination. The agency aims to remove any references to “minority and women-owned entities” in their list of eligible public welfare investment activities that banks can undertake. The OCC is also proposing
OCC’s Proposed Rule Could Undermine Investment in Communities of Color Read More »
Elsa Beltran never thought she would own a home. Median home prices in Pima County, Arizona have soared by 22% over the last five years to $368,000, and renting is not much more affordable either for Beltran, who works as a seamstress. That was until Beltran connected with the Pima County Community Land Trust (PCCLT),
NCRC is pleased to announce the release of a new longitudinal dataset designed to help communities, advocates and policymakers better understand how neighborhoods have changed over time and where gentrification pressures are most evident. This dataset draws on US Census data spanning multiple decades (from the 1970s through 2010s) and covering thousands of neighborhoods tracking
“There’s a big opportunity for a racial wealth transfer as well as a generational one because of the demographics of who’s in the workforce versus who the owning group is,” said Carolyn Edsell-Vetter, program director at the Cooperative Fund of the Northeast (CFNE). Over the next decade, roughly six million baby boomer small business owners
As Small Business Owners Retire, Worker Cooperatives Could Help Close Wealth Gap Read More »
A 10-year-old fourth grader living in Southwest Detroit’s Springwells neighborhood has a list of barriers to navigate. From living with gun violence and blight to dealing with the effects of poor air quality due to the Marathon Refinery, the child grows up in a community where those barriers are not uncommon, and where navigating them
For many people, staying in their homes is not guaranteed – especially those facing housing instability and disability-related barriers. University Legal Services (ULS) – a member of the National Community Reinvestment Coalition (NCRC) – works to ensure more people can remain rooted in their homes and communities. ULS has supported low- to moderate-income residents navigating
The policies shaped in Annapolis don’t always reach the communities that need them most. Moving capital from the statehouse to the neighborhood takes work few see and fewer invest in. For Claudia Wilson Randall, executive director of the Community Development Network of Maryland (CDN), the priority is clear: “The work has to center on the
Living in apartments and motels never felt like home to Glenn Myrold. That was until he moved into the Crossroads Apartments, a 55+ senior living community in Fargo, North Dakota developed by the nonprofit Beyond Shelter, Inc. Myrold never has to pay more than 30% of his income on rent at the 81-unit community. More
Over the past year, the social safety net has changed drastically. Changes led by the White House and passed by Congress stripped away critical support people rely on, all in order to pay for massive tax cuts for the wealthy. Simultaneously, the broader economic picture is only getting worse for most Americans. Each year, more
As the economy roils from the shockwaves of the tariff/trade war of last year and the ongoing and intensifying energy shock from the Iran war, the unemployment rate remains low at 4.3%. 100,000 jobs were added in April, which was the first consecutive month of positive growth since April of 2025. Despite the positives in
Black Men Face a Worsening Jobs Market: May 2026 Race, Jobs and Economy Update Read More »
