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Testimony & Regulatory Comments

Testimony and comments from NCRC about pending legislation and regulatory issues.

Letter to the FHFA on Tenant Protections for Enterprise-Backed Multifamily Properties

(Download) July 31, 2023 The Honorable Sandra Thompson Federal Housing Finance Agency Office of Multifamily Analytics and Policy 400 7th Street SW, 9th Floor Washington, D.C. 20219 RE:     Federal Housing Finance Agency’s Request for Input on Multifamily Tenant Protections Dear Director Thompson: The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to submit written comments to the […]

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NCRC and Over 150 Organizations Unite in Support of Section 1071 of Dodd-Frank, Rejecting Congressional Repeal Efforts

(Download) July 25, 2023 The Honorable Patrick McHenry Chairman House Financial Services Committee 2134 Rayburn House Office Building Washington, DC 20515 The Honorable Sherrod Brown Chairman Senate Banking Committee 503 Hart Senate Office Building Washington, DC 20510 The Honorable Maxine Waters Ranking Member House Financial Services Committee 2221 Rayburn House Office Building Washington, DC 20515

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NCRC Letter to FHFA re Fair Lending, Fair Housing, and Equitable Housing Finance Plans Proposed Rule.

June 26, 2023 The Honorable Sandra Thompson Director Federal Housing Finance Agency 400 7th Street, SW Washington, DC 20024 Re:  RIN-2590-AB29, Proposed Rulemaking on Fair Lending, Fair Housing, and Equitable Housing Finance Plans Dear Director Thompson: The National Community Reinvestment Coalition (NCRC) appreciates this opportunity to provide our comments on the Federal Housing Finance Agency’s (FHFA’s) Fair

NCRC Letter to FHFA re Fair Lending, Fair Housing, and Equitable Housing Finance Plans Proposed Rule. Read More »

A Maryland CRA Law Would Marshall Considerable Resources for Increasing Racial Equity and Reinvestment

(Download full whitepaper) Key Takeaways: A Maryland CRA law would apply to banks and credit unions with about $46 billion in assets. It would cover mortgage companies that made more than 68,000 loans in three years. The assets and lending activity are considerable resources that should have a CRA obligation for reinvesting in underserved neighborhoods.

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NCRC Comment Letter To The FTC And CFPB On Equity In The Tenant Screening Process

(Download) May 30, 2023 April Tabor Secretary Federal Trade Commission Office of the Secretary 600 Pennsylvania Avenue NW Suite CC-5610 (Annex B) Washington, DC 20580 Rohit Chopra Director Consumer Financial Protection Bureau 1700 G St. NW Washington, DC 20552 Re: FTC-2023-0024-0033 Dear Secretary Tabor and Director Chopra: The National Community Reinvestment Coalition (NCRC) appreciates the

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Environmental Justice Coalition Letter on HUD’s Affirmatively Furthering Fair Housing (AFFH) Rule

(Download) Honorable Marcia Fudge Secretary U.S. Department of Housing and Urban Development 451 7th St SW Washington, D.C. 20410 Re: Affirmatively Furthering Fair Housing, Docket No. FR–6250–P–01, 88 Fed. Reg. 8516 April 24, 2023 Dear Secretary Fudge: On behalf of the undersigned environmental justice and fair housing organizations and advocates, we are pleased to submit

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NCRC Comment Letter on HUD’s Proposed Affirmatively Furthering Fair Housing (AFFH) Rule.

(Download) Honorable Marcia Fudge Secretary U.S. Department of Housing and Urban Development 451 7th St SW Washington, D.C. 20410 Re: Affirmatively Furthering Fair Housing, Docket No. FR–6250–P–01, 88 Fed. Reg. 8516 April 24, 2023 Dear Secretary Fudge: On behalf of the National Community Reinvestment Coalition (NCRC) and our undersigned members, we thank you for this

NCRC Comment Letter on HUD’s Proposed Affirmatively Furthering Fair Housing (AFFH) Rule. Read More »

NCRC comment on FHFA Social Bond RFI

(Download) April 24, 2023 The Federal Housing Finance Agency Office of Fair Lending Oversight 400 7th Street SW 9th Floor Washington, D.C. 20219 RE: Enterprise Single Family Social Bond Policy RFI The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to submit written comments to the Federal Housing Finance Agency (FHFA) in response to its

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Initial Analysis Of Final Section 1071 Small Business Lending Rule

Initial Analysis Of Final Section 1071 Small Business Lending Rule April 2023 Download Report Kevin Hill, Senior Policy Advisor KEY TAKEAWAYS: Discrimination in small business lending will be easier to identify and root out. This is an important new rule that applies to the full spectrum of small business lending, removing fog from a key area

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Workforce Development Is A Solution to Climate Change and Income Inequality: NCRC’s Comment on the EPA’s Environmental and Climate Justice Grant Program

(Download) April 10, 2023 VIA ELECTRONIC FILING Office of Environmental Justice and External Civil Rights Environmental Protection Agency ECJRFI@epa.gov RE: Request for Information – Environmental and Climate Justice Block Grants Attention: Docket No. EPA-HQ-OEJECR-2023-0023 The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to comment on the Environmental Protection Agency (EPA) Office of Environmental Justice

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NCRC comment letter on the District- Maryland-Virginia Regional Fair Housing Plan

(Download) March 28, 2023 RE: MWCOG Attn: Fair Housing Plan To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to comment on the Metropolitan Washington Regional Fair Housing Plan. The region is to be commended for developing the first regional plan in 25 years. The plan provides an important opportunity

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NCRC and 10 other Advocacy Groups Call on the FDIC to Downgrade Republic Bank & Trust

(Download) March 30th, 2023 Teresa Sabanty Deputy Regional Director Federal Deposit Insurance Corporation 300 South Riverside Plaza, Suite 1700, Chicago, IL 60606-3447 CC: Kentucky Department of Financial Institutions RE: Community Reinvestment Act exam for Republic Bank & Trust of Kentucky. Dear Deputy Regional Director Sabanty: Thank you for the opportunity to submit this comment on the

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Incorporating Race into the Illinois Community Reinvestment Act

February 28, 2023 Mr. Craig Cellini Rules Coordinator Illinois Department of Financial and Professional Regulation 329 West Washington, 3rd Floor Springfield, IL 62789 Via Email: Craig.Cellini@Illinois.gov RE: NCRC’s Written Testimony for the Bank Community Reinvestment Hearing on March 2, 2023 Code Citation: 38 Ill. Adm. Code 345  Dear Mr. Cellini: The National Community Reinvestment Coalition (NCRC), an association

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Support the CFPB and Stop Credit Card Junk Fees

NCRC has joined with Americans for Financial Reform, the National Consumer Law Center, More Perfect Union, and numerous other organizations in a campaign in support of the Consumer Financial Protection Bureau’s new proposed rule that holds banks accountable to keep credit card late fees at $8 or less. Send a comment to support the CFPB

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