Sample – Fair Lending Report 2020
Instructions for use: This is an interactive report. Please use the tiles at the top to page forward. Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722
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Using The Experiences From PPP To Create A More Equitable Lending Landscape For Underserved Entrepreneurs
Just Economy Conference – May 11, 2021 The Paycheck Protection Program (PPP) was intended to staunch the bleeding of America’s small businesses. But in disbursing PPP loans, the SBA relied on the biggest banks to get money into the hands of their existing customers. The result was that big businesses received more than half …
What Did GameStop Teach Us About Fintech Investing Apps?
Just Economy Conference – May 11, 2021 The word “GameStop” no longer means a place to trade used video games – it now describes a take-from-the-rich give-to-the-poor moment where Redditors used fintech investment apps to upend Wall Street. We will move past the simple reports of winners and losers to explore how fintech is …
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Equivico By NCRC Presents A Fireside Chat: Small Business Access To Capital And Best Practices For Success
Just Economy Conference – May 11, 2021 Join Eleni Delimpaltadaki Janis from Brooklyn, New York, as she sits down with small business owners and the Stavros Niarchos Foundation (SNF), one of the world’s leading private, international philanthropic organizations. They will discuss access to capital for underserved entrepreneurs and solutions to the chronic gap in …
Schools, Segregation, COVID
Just Economy Conference – May 11, 2021 When the country went on lockdown, schools and districts across the U.S. scrambled to pivot to virtual-only learning. The lack of resources to make that massive shift happen only amplified what many in education and community development already know — that even 65 years since Brown v. …
Connecting Environmental Justice And Housing Justice
Just Economy Conference – May 11, 2021 There are many key issues that connect fair housing and tenant advocates to environmental and health justice such as lead exposure, Superfund sites, asthma risks, substandard conditions, and natural disaster preparedness. Panelists will set the context by describing the relationship of racial segregation and discriminatory land use …
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Examining The Intersection Of Criminal Justice And Financial Services
Just Economy Conference – May 11, 2021 This session focuses on the implementation of strategies that increase the integration of formerly incarcerated consumers into the financial mainstream, with the ultimate goal of building assets among Deep South low-wealth residents. According to the Sentencing Project, three Deep South states in our footprint are among the …
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The Future Of Fair Housing: Goals And Strategies For A New Era
Just Economy Conference – May 11, 2021 With a new administration in place, fair housing advocates must decide on their new priorities. What policies will they advocate for? What cases will they pursue? And in the midst ofa pandemic, how will they achieve their goals? The landscape of fair housing has changed drastically just …
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Beyond Failure: Organizing Grass Root Job Training Programs That Work For Black And Latinx Communities
Just Economy Conference – May 11, 2021 Each year, the Department of Labor spends billions of dollars on workforce programs that, on the whole, fail racial minorities. Specifically, state run one-stop employment centers and colleges largely ignore life experiences and cultural understanding. In response, Black, Latinx and women-led organizations and organized labor are creating …
Our Homeownership Moonshot: Building 20 Million Homes By 2030
Just Economy Conference – May 12, 2021 The widening chasm between incomes and affordable homeownership has its roots in the single biggest problem affecting owned homes — a lack of affordable inventory. The problem has gotten so severe that only an effort on the scale of this country’s rebuilding after WW2 will meet the …
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Reducing Sprawl, Poverty And Inequality By Terminating Real Estate Speculation
Just Economy Conference – May 12, 2021 Politicians say that they want more affordable housing and jobs. But the property tax applied to buildings has the economic impact of a 10% to 20% sales tax on construction labor and materials. This reduces the amount of buildings produced and employment, while raising building prices and …
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How Can We Highlight Inequities In State-Level CARES Act Spending To Underscore The Need For Broader Economic Justice Efforts?
Just Economy Conference – May 12, 2021 The CARES Act included numerous funding streams to support federal, state and local COVID-19 responses. A lesser known, but important source of CARES Act funding is the Coronavirus Relief Fund. Through this fund, the U.S. Treasury provided $150 billion to tribal, state and local governments to address …
Small Business Lending – Enforcement Gaps And Possible Solutions
Just Economy Conference – May 13, 2021 The COVID-19 pandemic had a devastating impact on small businesses, and disproportionately hurt minority-owned small businesses. The government provided aid in a variety of ways, including the creation of the Paycheck Protection Program and extending credit modifications, but there still remains a need for additional assistance and …
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Building Cultural Competencies In Financial Services: When Diversity Training Isn’t Enough
The country is undergoing a demographic shift that the financial services industry has yet to catch. Prospective clients for financial services products are increasingly young and people of color and yet, the institutions who serve them largely skew older, male and White. This session explores why siloed D&I initiatives fall short and how an organization can build the cultural competencies needed to serve burgeoning communities of color.
How Race Impacts Health
Just Economy Conference – May 13, 2021 In this session, we will trace the historical roots of racism and its impact on people of color, from the weathering effect of discrimination to racially biased health, government and educational systems that have a physical trickle down effect from generation to generation. We will also circle …
