Karen Kali

Senior Program Manager, Special Initiatives
kkali@ncrc.org  202-464-2716

Karen Kali leads the Special Initiatives work for NCRC and focuses on aging in community, Age-Friendly Banking, healthy communities and emerging areas of interest. Prior to joining NCRC, Karen assisted in comprehensive neighborhood planning community engagement in Iowa; provided technical assistance to cities, counties and states creating affordable housing trust funds; provided housing with services consulting with Capital Impact Partners; wrote extensively for HUD’s Office of Policy Development & Research with Sage Computing; and served as a commissioner for the Montgomery County Commission on Common Ownership Communities, resolving consumer disputes filed within the Office of Consumer Protection in Montgomery County, Maryland. Karen is a certified urban planner by the American Institute of Certified Planners and holds a masters in Community and Regional Planning and a bachelor degree in Sociology. Additionally, Karen serves as the Wellness chairperson for her neighborhood school’s Parent Teachers Association, advocating for safe routes to school, clean and accessible water for all students and fresh foods and salad bars in elementary schools.


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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

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