Politico, January 19, 2022, (Opinion) Why Are Minority-Owned Banks Disappearing? Washington Holds the Smoking Gun
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At the moment the Great Recession hit in 2008, America boasted 215 minority-owned banks
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. Today, only 146 so-called “minority depository institutions” remain.
Before we face another recession, Congress and the White House should erect a safety net explicitly designed to buoy lenders caught in the grips of crises that are not of their making. Recent congressional funding boosts in these institutions are a good start. But to end the vicious cycle, Washington must be much more aggressive given the inevitable dips in the economy.
