The widening chasm between incomes and affordable homeownership has its roots in the single biggest problem affecting owned homes — a lack of affordable inventory.
Announcements and news about NCRC live and online events.
Just Economy Conference – May 10, 2021 Blockchain technology is one of the major disruptors in financial services. By decentralizing information in secure locations, using networks that can continuously validate data, blockchains can reduce operational costs and improve on many aspects of record keeping. Join this panel to learn from a regulator, a policymaker
The opportunity to consistently save, over time, enables working families to begin to feel a sense of financial security, dignity and independence regarding their futures. The panel will discuss the prevailing tax system, and what may be needed to achieve long term, inclusive, systemic change.
Just Economy Conference – May 12, 2021 Student loan debt continues to enlarge the racial wealth gap, disproportionately impacting Black women at every stage of the process. 40 Acres and a Degree is a consortium of HBCUs partnering with Change Machine to prevent, mitigate and manage student loan debt within their respective communities. Through
Just Economy Conference – May 10, 2021 A just economy requires informed communities and trusted sources of news and information. But in communities across the nation, local journalism has collapsed. Commercial newspapers have been decimated by the migration of local advertising to national and global platforms, especially Google and Facebook. Between 2008 and 2019,
Just Economy Conference – May 12, 2021 The common stereotype that LGBTQ+ people live in fabulous homes and enjoy luxurious lifestyles is a myth. LGBTQ+ people are more likely to live in poverty, and less likely to own their homes. A recent NCRC study showed that same-sex couples are less likely to be approved for
Just Economy Conference – May 10, 2021 Women entrepreneurs own more than 12 million businesses or 40% of all United States businesses, yet lack critical access to capital and the infrastructure needed to grow and build their businesses. The pandemic has highlighted these challenges, pointing out the funding discrepancies for women-owned small businesses. In
Just Economy Conference – May 10, 2021 Caregivers have long been the silent and undervalued backbone of the economy, providing nearly $500 billion in unpaid labor. COVID-19 has laid bare how essential caregiving is, and how inequitable supports for care are – caregivers are majority women, and care workers are majority women of color
Just Recovery from Natural Disasters: Climate Change, Best Practices and Innovative Financing for Rural Recovery
Just Economy Conference – May 7, 2021 COVID-19 has underscored the lessons learned by many affected by natural disasters: communities and organizations remain unprepared and their response and recovery systems are in need of reform. As climate change continues to create more frequent and more devastating disasters, rural communities face unique challenges that require
Join this Just Economy session to hear an expansive conversation between a fair lending attorney, the head of a research organization studying the explainability and fairness of ML algorithms in credit underwriting, and the CEO of a consulting firm that provides AI-driven services to lenders.
Just Economy Conference, May 7, 2021 The biggest key to nonprofit growth and expansion is access to low-interest capital. Black-led nonprofits have additional hurdles in accessing the necessary capital to expand their mission. To help eliminate some of the barriers, Urban Land Conservancy (ULC), a Denver-based nonprofit organization dedicated to preserving, developing, stewarding and
Just Economy Conference – May 7, 2021 The number of Americans aged 62 and older using payday lending has tripled in the past five years with annual percentage rates as high as 372%. In response to this staggering figure and the desperation resulting from COVID-19 in 2020, HUD-approved housing and financial counseling agency, Empowering
Just Economy Conference – May 7, 2021 With the legalization of cannabis in more and more states nationwide, banks and other financial institutions are gearing up for potential massive involvement with the cannabis industry through the SAFE Banking Act. This, however, does not reverse the negative racial disparities of cannabis arrests and convictions, which
Just Economy Conference – May 7, 2021 Black, Latinx and Indigenous founders receive less than 10% of venture capital funding combined. One bright spot: entrepreneur support organizations (ESOs) like incubators and accelerators are playing an ever-growing role in supporting, funding and sustaining innovators of color. But these ESOs are chronically under-appreciated, under-supported, underestimated and underfunded.
Just Economy Conference – May 7, 2021 Older adults are entering into retirement with higher rates of financial security compared to previous generations. However, future generations of retirees are currently experiencing higher rates of economic insecurity due to growing economic inequities and the frequency of national crises that cause a volatile market. Also, as