In the News

July 22, 2026, Investing.com, First Merchants Earnings On Deck As Merger Integration Test Looms In the first quarter, First Merchants posted adjusted earnings of $1.03 per share, beating the $0.89 consensus by 15.73%. However, revenue of $157.1 million missed the $188.43 million forecast, a shortfall that reflected the timing of the merger close in early […]

July 23, 2026, U.S. Senate Committee On Small Business & Entrepreneurship, Ranking Members Markey, Velázquez Push to Roll Back Trump Administration’s Discriminatory SBA Lending Policy that Blocks Immigrant Entrepreneurs from Pursuing the American Dream “NCRC supports the Congressional Review Act resolution to overturn SBA’s citizenship restrictions that bar green-card holders from receiving the 7(a) and

July 22, 2026, The Tennessean, What Nashville Gained, Lost In Edgehill Community: From The Archives According to Census Bureau data analyzed by the National Community Reinvestment Coalition, the median home value in the park’s Census tract went from $137,256 in 2000 to $652,000 in 2020, a 375% increase in 20 years.

July 22, 2026, The Tennessean, See How Gentrification Has Changed Nashville Home Values Nashville’s homebuying landscape has changed dramatically in the past 50 years. An analysis of median home value changes in formerly affordable neighborhoods during that time illustrates the transformation. Several of the areas that have seen drastic changes, particularly from 2010 to 2020, are historically

July 22, 2026, The Tennessean, Priced Out, Pushed Out: Displacement In Nashville Disrupts Communities But in 2025, Nashville was named the nation’s most intensely gentrifying city from 2010 to 2020, according to a 2025 National Community Reinvestment Coalition ranking. Residents, especially those who are low-income and represent historically marginalized groups, have borne the brunt of growth’s negative

July 17, 2026, JDSupra, Three Of The Federal Banking Agencies Issue Guidance On Credit Risks In Lending To Borrowers Without Work Authorization The guidance is not without its critics. The National Community Reinvestment Coalition (“NCRC”) criticized the earlier CFPB statement and argued that credit decisions should turn on demonstrated repayment ability rather than hypothetical consequences associated with

July 15, 2026, TheStreet, Fed Regulators’ New Guidance Disrupts Mortgages, Loans The market remains small, with roughly 5,000 to 6,000 ITIN mortgages originated in 2023 out of about 4.6 million total originations that year, according to the National Community Reinvestment Coalition.

July 13, 2026, CNBC, Trump Administration Urges Banks To Scrutinize Lending To Immigrants Without Work Authorization It estimated that a small number — 5,000 to 6,000 — of ITIN mortgages were made in 2023. For context, there were about 4.6 million mortgage originations in 2023, according to the National Community Reinvestment Coalition, an equity advocacy group.

July 10, 2026, BankingDive, Circle Gets OCC’s Full Trust Bank Charter Nod Ahead of the conditional approvals in December, some trust charter applications generated backlash from banking trade groups such as the Bank Policy Institute and Independent Community Bankers of America, as well as the nonprofit National Community Reinvestment Coalition.

July 9, 2026, Japan FinTech Observer, Sony Secures Conditional OCC Approval For U.S. Trust Bank, Fueling Stablecoin Ambitions The National Community Reinvestment Coalition (NCRC) argued that granting such charters allows digital asset firms to gain the prestige and federal regulatory status of a traditional bank while legally bypassing public mandates, such as the Community Reinvestment Act.

July 8, 2026, BankingDive, Sony Receives OCC’s Conditional Approval For Trust Charter When Sony’s application went public in October, it generated backlash from banking trade groups such as the Bank Policy Institute and Independent Community Bankers of America, as well as the nonprofit National Community Reinvestment Coalition.

June 30, 2026, MSR Multimedia Group, Smart Investment Property Decisions Are Helping Build Black Wealth Making smart real estate investing decisions remains crucial to Black Americans, as significant gaps in racial wealth and homeownership still exist. According to the National Community Reinvestment Coalition, compared to the median Black family, the median white family has 6.5

July 1, 2026, AFRO News, The U.S. Marks 250th Anniversary, While Black Americans Still Face Systemic Barriers Despite decades of talk about progress, the economic divide remains stark. Today, for every dollar of wealth held by white families, Black families hold roughly 15 cents, according to the National Community Reinvestment Coalition. This is the result

July 2, 2026, The Coast News Group, San Diego Seniors Turning To Digital Finance As Banking Options Shift Some relief appeared in early 2026, when national data showed banks opened more branches than they closed in the first quarter. But that modest net gain of 50 locations nationwide, documented by the National Community Reinvestment Coalition,

June 28, 2026, Business A.M., Global Banks Rethink Branch Closures As Digital Banking Reshapes Strategy In the United States, where bank branch numbers have declined steadily for more than a decade, the trend appears to be reversing. Citing data from the National Community Reinvestment Coalition, the institute said the country’s full-service branch network recorded two