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CRA Reform: A Conversation with Regulators

August 2, 3:00 pm EDT - 4:00 pm EDT

About this event

Join the National Community Reinvestment Coalition (NCRC) for a conversation with key financial regulators on upcoming Community Reinvestment Act (CRA) reform. We will dig into the potential areas for reform, and how these could impact your communities.

This critical conversation will be taking place just days before the deadline for the CRA comment period. For more information and sample comment letters, visit our #TreasureCRA page.

NCRC President and CEO Jesse Van Told will provide opening remarks, followed by a panel discussion. NCRC members are also encouraged to submit questions for the regulators to us in advance by using this form.

Register here

Speakers

Eric Belsky, Director, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System

Grovetta Gardineer, Senior Deputy Comptroller for Bank Supervision Policy, Office of the Comptroller of the Currency

Irvin Henderson, Vice Chairperson of the Board, NCRC

Mark Pearce, Director, Division of Depositor and Consumer Protection, Federal Deposit Insurance Corporation

Jesse Van Tol, Chief Executive Officer, NCRC

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Organizer

NCRC
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Redlining and Neighborhood Health

Before the pandemic devastated minority communities, banks and government officials starved them of capital.

Lower-income and minority neighborhoods that were intentionally cut off from lending and investment decades ago today suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher prevalence of chronic diseases that are risk factors for poor outcomes from COVID-19, a new study shows.

The new study, from the National Community Reinvestment Coalition (NCRC) with researchers from the University of Wisconsin–Milwaukee Joseph J. Zilber School of Public Health and the University of Richmond’s Digital Scholarship Lab, compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.

Table of Content

  • Executive Summary
  • Introduction
  • Redlining, the HOLC Maps and Segregation
  • Segregation, Public Health and COVID-19
  • Methods
  • Results
  • Discussion
  • Conclusion and Policy Recommendations
  • Citations
  • Appendix

Complete the form to download the full report: