Strong business credit can help you access financing, secure better loan terms, and strengthen your company's financial foundation. In this session, you'll learn how business credit works, why lenders and suppliers use it to evaluate your business, and the practical steps you can take to establish and improve your business credit profile. Participants will explore […]
Financial statements tell the story of your business. In this workshop, you'll learn how to read and interpret your income statement, balance sheet, and cash flow statement so you can make informed business decisions. Whether you're preparing to apply for financing or simply want to better understand your business's financial health, this session will help […]
Join Dr. Bruce Mitchell, NCRC Principal Researcher, at the Obama Presidential Center as he explores how the color-coded maps used by federal officials from the 1930s through the 1960s continue to shape mortgage lending and where economic opportunity flows today. Over the past four decades, neighborhoods labeled "hazardous" more than 80 years ago have received […]
Securing funding starts long before you submit an application. In this practical workshop, you'll learn what lenders and investors evaluate when determining whether a business is ready for financing. We will walk through the key components of a strong funding package, including financial statements, cash flow, credit, business planning, and supporting documentation. Participants will gain […]
Employer engagement is a key piece of any successful workforce development strategy. Building relationships with employers can help workforce providers stay up to date with industry standards, create job placement pipelines, and even support employment and training programs financially. In the final session of the 2025-26 series, NCRC’s Economic Mobility Team will be joined by […]
Growing a business requires more than increasing sales. It requires a financial strategy that supports sustainable growth. In this workshop, participants will learn how to forecast revenue and expenses, develop realistic financial plans, and optimize cash flow to make informed business decisions. Through practical tools and real world examples, you will gain the skills to […]
Reverse mortgages can provide older homeowners with an important financial resource, but they are also among the most complex mortgage products housing counselors’ encounter. Counselors should understand how reverse mortgages work and how to help clients evaluate whether a reverse mortgage is the most appropriate solution based on their goals, financial circumstances, and long-term housing […]
Join NCRC President and CEO Jesse Van Tol at the Summit, designed by and for community development association staff and board members. Jesse will join Frank Woodruff, Executive Director of the Community Opportunity Alliance, for a discussion on proposed changes to the Community. The Summit is an opportunity to learn from peers across the country, […]
Natural disasters and emergencies can have devastating financial and housing impacts on individuals and families, making the role of housing counselors more important than ever. This training equips housing counselors with the knowledge and practical strategies needed to prepare clients before a disaster, respond effectively during a housing crisis, and support long-term recovery efforts. Participants […]
Join NCRC’s Sabrina Terry, Chief of Programs and Strategic Development, and NALCAB for a discussion about what the proposed changes to the Community Reinvestment Act (CRA) could mean for low-to-moderate-income and Latino communities. Panelists will discuss how the CRA currently drives investment in low-to-moderate-income neighborhoods and how the OCC and FDIC proposal could affect community […]
Join NCRC's President and CEO Jesse Van Tol on September 1 at 3 pm ET for Coalition on Homelessness and Housing in Ohio (COHHIO)'s policy briefing on the proposed changes to CRA. Van Tol will discuss how disasterous the proposal would be for communities all across the country, including Ohio. He will also provide information […]
What does meaningful reinvestment look like in communities experiencing long-term depopulation and disinvestment?Using Detroit's Brightmoor neighborhood as a case study, this conversation explores what happens when gentrification collides with deep depopulation, and what that reveals about investment, neighborhood change and who gets to shape a community's future. Drawing on the book The Last House on […]
