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Analysis and points of view on research, trends, issues, ideas and opportunities.

Health Practitioners and Advocates Provide CRA Comments on Fed’s ANPR

Wealth equity is intrinsically tied to health equity. Hospitals and health systems are stepping into the community development arena more frequently as there are many opportunities for them to partner with banks and other financial institutions to reduce economic disparities that could reduce health disparities.

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The Tulsa Race Massacre: A Reminder of the Ongoing Fight for Black Wealth Equality

While Greenwood (aka the Black Wall Street) was literally set to flames in 1921, the veiled injustices that Black small businesses fight today are equally cruel and threaten not only the economic well being of Black people but the culture and history of Black neighborhoods.

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COVID-19 Showed the Need for Paid Leave & Wage Increases for Working Women of Color

The lack of equity in income and wealth shapes the way women of color can respond to social and financial crises, sometimes escalating minor financial setbacks into an array of economic hardships which make a recovery difficult. Women of color are, unfortunately, at the center of economic inequality and most in need of paid leave and wage increases.

COVID-19 Showed the Need for Paid Leave & Wage Increases for Working Women of Color Read More »

NCRC applauds Senate vote to overturn OCC’s True Lender Rule

The National Community Reinvestment Coalition (NCRC) applauds the outcome of today’s bi-partisan 52-47 Senate vote on S.J. Res. 15, a resolution to reverse the Trump-era True Lender Rule. The rule, finalized in October 2020 by the Office of the Comptroller of the Currency (OCC), allows national banks to use their charters to help predatory lenders get around state laws that protect borrowers from exorbitant interest rates.

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Like Paid Leave, Care Infrastructure Isn’t Optional. It’s An Essential Element of A Just Economy.

As the United States builds back from COVID-19, policymakers must invest in policies the country’s workers needed long ago to help support parents, family caregivers and all working people – especially women, women of color, and people who work in lower-wage jobs that do not offer benefits. 

Like Paid Leave, Care Infrastructure Isn’t Optional. It’s An Essential Element of A Just Economy. Read More »

The Many Effects of Housing Discrimination on African Americans

Fair housing is a civil right protected by the Fair Housing Act (FHA). And yet, housing discrimination and segregation still persist, causing long-term societal effects in America. Segregation and discrimination in housing harm people’s health, their ability to accumulate wealth and the environment.

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Women and COVID-19 Financial Recovery: Understanding Stigma and Financial Services Deserts

Understanding the distinct consumer needs of different consumer segments is fundamental to engaging with individuals who experience financial vulnerability and stigma as they approach a post-pandemic financial recovery. Organizations can help to play an important role in supporting customers with their personal financial recovery.

Women and COVID-19 Financial Recovery: Understanding Stigma and Financial Services Deserts Read More »

Guaranteed Income Programs: A Potential Lifeline for Low-Income Women of Color in Crisis

Low-income women of color in America bear the weight of racism, sexism and classism – both in their interactions with other people, and more insidiously, baked into the nation’s policies, systems and cultural assumptions.  

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