The Broken Credit System: Discrimination and Unequal Access to Affordable Loans by Race and Age
Homeownership and Wealth Building Impeded
The 2004 Fair Lending Disparities: Stubborn and Persistent
The 2005 Fair Lending Disparities: Stubborn and Persistent II
Inequalities in Small Business Lending by Income and Race of Neighborhood
In a recent speech at the Federal Reserve Bank of Atlanta, Jim Carr, NCRC’s Chief Operating Officer, offered some thoughts on the future of the housing market. Jim prefaced his housing policy recommendations with a discussion of the current foreclosure crisis that he argues will impact housing and community development for years to come–particularly as
The CRA and Fair Lending Performance of Major Banks in New Orleans
This week, NCRC filed comments to the SEC regarding proposed rules that will address how rating agencies are regulated. These comments follow NCRC’s letter to the SEC in April asking for an investigation of the practices of the nation’s largest rating agency companies. Click here to read NCRC’s filed comments, as well as its April
This week, NCRC filed comments to the US Department of Treasury and US Department of Housing and Urban Development regarding the future of the Government Sponsored Enterprises (GSEs), the regulation of the housing finance system, and the role of government in the finance system. Click here to download the Comments as a PDF
National Training Academy The National Community Reinvestment Coalition’s National Training Academy offers substantive state-of-the-art training and technical assistance both on-site and online via webinars. The extensive curriculum ranges from courses on The Community Reinvestment Act (CRA), fair lending laws, Home Mortgage Disclosure Act (HMDA), Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA),
On July 14, Jim Carr, NCRC’s Chief Operating Officer, addressed more than 6,000 attendees at NAACP’s 99th Annual Convention themed “Power, Justice, Freedom, Vote”.
Speaking before audience members at Cincinnati’s Duke Energy Center, Jim gave a compelling address, titled ‘Understanding the Foreclosure Crisis: Don’t Believe the Hype!’, clarifying the origins and consequences of the subprime crisis on hard hit communities.
The National Community Reinvestment Coalition (NCRC) and the U.S. Department of Housing and Urban Development (HUD) are teaming up to offer a series of forums that will address issues related to foreclosure. Participants will have the opportunity to interact with local and national experts involved in enforcing fair lending laws, developing foreclosure prevention strategies and operating government programs that help families remain in the homes that they have worked so hard to obtain.
How to Use the Community Reinvestment Act (CRA) to Promote Housing and Economic Opportunity in Your Community Why is the Community Reinvestment Act (CRA) important? CRA is a federal law that imposes an affirmative obligation on banks to serve the credit needs of low- and moderate-income communities and to take steps to provide equal