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NCRC

Video: Redlining the Reservation

Online Event Archive Recorded: February 20, 2024 Citizens on tribal lands live starkly different lives from Americans living in other areas, with limited quality-of-life necessities like electricity, fresh water, sanitation and heating and cooling systems for housing. Learn how tribal areas have been cut out of the financial system, and what can be done about […]

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Video: Prepping for the Tax Season – Tips for Business Owners and Entrepreneurs

Online Event Archive Recorded January 18, 2023 This pre-recorded webinar serves as your guide to preparing for the tax season by offering practical tips to enhance your tax filing experience. It reveals valuable insights into tax efficiency, helping businesses discover what can be written off and explore intelligent tax preparation strategies, while understanding potential tax

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NCRC Comment on the Proposed Capital Rule

(Download) January 15, 2024 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th St. SW Suite 3E-218 Washington, DC 20219 Secretary Ann E. Misback Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 Assistant Executive Secretary James P. Sheesley Comments/Legal OES Federal Deposit

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Video: Fintech Innovations for Entrepreneurs

Online Event Archive Recorded November 14, 2023 Can smart applications of financial technology give small businesses a competitive edge? Check out innovative products that allow small businesses to more efficiently manage capital flow and to provide valuable benefits to their employees with minimal cost. Hear from the entrepreneurs behind these products directly, and consider how

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Comment on SBA Proposed Rule on Criminal Justice Reviews for the SBA Business Loan Programs

Download November 14, 2023 Dianna Seaborn, Director Office of Financial Assistance U.S. Small Business Administration 409 3rd Street SW Washington, DC 20416 RE:      RIN 3245-AI03, 2023-19183, Criminal Justice Reviews for the U.S. Small Business Administration’s Business Loan Programs and Surety Bond Guaranty Program, Dear Director Seaborn: The undersigned organizations appreciate the opportunity to comment on the

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Video: The New Community Reinvestment Act Rule: What’s In It And What Will It Mean

Online Event Archive Recorded November 3, 2023 Acting Comptroller of the Currency Michael Hsu, Chairman of the FDIC’s Board of Directors Martin Gruenberg and Federal Reserve Vice Chair for Supervision Michael Barr joined NCRC President and CEO Jesse Van Tol to discuss the new Community Reinvestment Act (CRA) rules.   Speakers: Michael Hsu, Acting Comptroller

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AP News: Massachusetts Has A Huge Waitlist For State-Funded Housing. So Why Are 2,300 Units Vacant?

AP News, October 3, 2023, Massachusetts Has A Huge Waitlist For State-Funded Housing. So Why Are 2,300 Units Vacant? In Massachusetts, which has some of the country’s most expensive real estate, there are 184,000 people on a waitlist for the state’s 41,500 subsidized apartments. Yet a WBUR and ProPublica investigation found that nobody is living in nearly

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NYTimes: New York Is Rebounding For The Rich. Nearly Everyone Else Is Struggling.

NYTimes, October 3, 2023, New York Is Rebounding For The Rich. Nearly Everyone Else Is Struggling. As New York City inches closer to recovering all the jobs it lost during the pandemic, Manhattan — the city’s economic engine — marked a far less encouraging milestone. It now has the biggest income gap of any large

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Shelterforce: Which U.S. Laws Require Accessibility In Housing—And How Well Do They Do?

Shelterforce, October 3, 2023, Which U.S. Laws Require Accessibility In Housing—And How Well Do They Do? Section 504 says that in any housing development that receives federal funds, at least 5 percent of the units must be accessible for people with physical or mobility disabilities and 2 percent accessible for people with vision or hearing

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NPR: Consumer Watchdog Agency\’s Fate At Supreme Court Could Nix Other Agencies Too

NPR, October 3, 2023, Consumer Watchdog Agency’s Fate At Supreme Court Could Nix Other Agencies Too If you have a mortgage or a loan or a credit card, you likely have more protection from deceptive practices in the financial services industry today than you did at the time of the 2008 financial crash. Now, however,

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Bloomberg Law: Banks, Realtors Push US Agencies to Cap Home Appraisal Do-Overs

Bloomberg Law, October 3, 2023, Banks, Realtors Push US Agencies to Cap Home Appraisal Do-Overs Banks and realtors urged federal regulators to limit the number of times a potential homebuyer or seller can challenge an appraisal of the property’s value. Five agencies proposed guidance in June seeking to make it easier for consumers to ask

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Axios: How New Bank Capital Rules Could Hit Black Borrowers Hardest

Axios, October 3, 2023, How New Bank Capital Rules Could Hit Black Borrowers Hardest New Federal Reserve rules meant to make big banks safer — the set of plans known as Basel Endgame — would make it even harder for low- and middle-income Americans, a group that includes a disproportionate number of Black Americans, to get a

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