These are challenging times for the Community Reinvestment Act (CRA). Today, CRA will celebrate its 49th birthday. The following day, the middle-aged CRA will have an existential moment. Comment letters are due on October 13 regarding the proposed rule by the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency
Elsa Beltran never thought she would own a home. Median home prices in Pima County, Arizona have soared by 22% over the last five years to $368,000, and renting is not much more affordable either for Beltran, who works as a seamstress. That was until Beltran connected with the Pima County Community Land Trust (PCCLT),
For many people, staying in their homes is not guaranteed – especially those facing housing instability and disability-related barriers. University Legal Services (ULS) – a member of the National Community Reinvestment Coalition (NCRC) – works to ensure more people can remain rooted in their homes and communities. ULS has supported low- to moderate-income residents navigating
The legacy of the urban renewal era is still alive and well in many expensive cities across the US, such as San Francisco. Even many San Franciscans who received Certificates of Preference, a piece of paper meant to guarantee housing for those displaced by urban renewal, haven’t been able to build a community in the
Despite soaring housing costs, stagnant wages, limited access to financing and the lingering effects of historical policies like redlining, many low- to moderate-income families continue to pursue the dream of homeownership. For over 20 years, the You Can Make It Home Ownership Center (YCMIHOC) has helped turn that dream into a reality in underserved communities
The legacy of redlining in the US has left some communities at a considerable economic disadvantage, resulting in challenges that can only be addressed by strategically deploying accessible capital. However, many banks avoid lending in these communities, further exacerbating their shortage of quality and affordable housing. Capital for Change was born from a need to
For the past 17 years, the Affordable Housing Centers of Pennsylvania (AHCOPA) has provided a range of programs designed to build wealth within low- and moderate-income (LMI) communities. AHCOPA provides services to approximately 3,000 people each year via their pre-purchase, post-purchase and mortgage prevention counseling programs. When Kenneth Bigos joined AHCOPA as their Executive Director
As financial pressures mount for American families, one of their most trusted allies is quietly being pushed to the brink: housing counselors. Last year’s 43-day government shutdown, coupled with the threat of another in January, has delayed HUD’s annual Housing Counseling funding application. These delays don’t exist in a vacuum, exacerbating hardships for low- and moderate-income families already struggling to afford rent and
Experiencing poverty in an affluent community like Howard County, Maryland can seem like a strange oxymoron due to the area’s high median income and low poverty rates. In 2022, the area was ranked as the sixth-richest in the nation with a median income of over $124,000 and one of the lowest poverty rates in the
The future of housing often feels solely in the hands of large private developers and politicians. But the Philadelphia Association of Community Development Corporations (PACDC) has spent the last three decades working to tip the scales in favor of everyday people. Since its founding in 1992, PACDC has served as the connective tissue between more
For 43 years, New Jersey Citizen Action (NJCA) has been a cornerstone for economic justice in the Garden State, serving more than 15,000 families annually through programs ranging from free tax preparation to foreclosure prevention. NJCA emerged from broader citizen action movements in response to the Reagan Administration’s cuts to social programs and deregulation efforts.
Join NCRC’s National Training Academy on March 21 – 23, 2022 10:00 am-3:30 pm ET for this virtual learning: Navigating Eviction. As a nation, we find ourselves facing the historic threat of mass residential evictions alongside a national health crisis. Although the ban on evictions has provided temporary relief to millions of Americans, recent data
Virtual Learning: Navigating Eviction Read More »
Housing Action Illinois is a statewide coalition that has been leading the movement to protect and expand the availability of quality, affordable housing in Illinois for more than 30 years. Our 140+ member organizations include homeless service providers, housing counseling agencies, developers of affordable housing and policymakers. We bring everyone together to work toward our vision of an Illinois where everyone has a stable, good home.
Member Profile: Housing Action Illinois Read More »
Nonprofit housing counseling organizations responding to the COVID-19 pandemic in 15 states will receive unrestricted grants and resources from the National Community Reinvestment Coalition (NCRC), thanks to funding from the Wells Fargo Foundation.
“Today, we saw Congress and President Trump take important steps to protect Americans against both health and economic repercussions of COVID-19….this is a great first step, but there will need to be others,” said Jesse Van Tol, CEO of NCRC.
