Essential Reading for a Just Economy from NCRC. Topics include: redlining, gentrification, mortgage lending and more.
Agenda-setting research: Essential Reading for a #JustEconomy Read More »
The Federal Reserve Board has issued an Advance Notice of Proposed Rulemaking (ANPR) on the Community Reinvestment Act (CRA). The ANPR proposes to build upon the existing CRA exam structure of separate tests for retail and community development activity.
An individual’s well-being and long-term financial sustainability is derived from the ability to build and acquire assets, such as savings, homes, cars or businesses. Around 55% of Americans live in asset-poverty which means they lack sufficient wealth to sustain a livelihood above the poverty level for at least 3 months.
A Literature Review of Poverty, Race and Gender Among Older Adults Read More »
NCRC continues to advocate for the inclusion of people and communities of color on CRA exams to address continued racial discrepancies in lending.
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Protected: NCRC Member Town Hall Read More »
Here’s something new from NCRC to encourage hope, creativity and a Just Economy.
#AfterThis: Thinking About A Just Economy After COVID-19 Read More »
Here are some of the most absurd examples of what would qualify for Community Reinvestment Act (CRA) credit under rule changes proposed by regulators.
The Community Reinvestment Act needs a renovation. The Trump administration instead is proposing a partial demolition.
The New York Times: Changing Rules to Help Bankers and Hurt Poor Neighborhoods Read More »
In an attempt to make compliance easier for banks, regulators are proposing to incentivize the very thing the Community Reinvestment Act was written to fight.
Shelterforce: Redlining Would Be Relegalized by CRA Reform Proposal Read More »
Lanisha Bratcher voted in the 2016 presidential election. Three years later she was arrested because she had broken a law she didn’t know about.
Monica Grover is the Director of the Executive Office at the National Community Reinvestment Coalition (NCRC). Her primary responsibilities include improving organizational functions and supporting the President and CEO.
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2019 Just Economy Conference – Sign up for a session Read More »
Low-income families using federal housing vouchers remain concentrated in high-poverty, racially segregated neighborhoods with little opportunity — even when affordable apartments are available in higher-income neighborhoods.
What I learned from talking to more than 70 of my peers — and trying to buy a house.
The New York Times: The American dream isn’t for black millennials Read More »
Elizabeth Anderson thinks we’ve misunderstood the basis of a free and fair society.
The New Yorker: The philosopher redefining equality Read More »
