Agenda-setting research: Essential Reading for a #JustEconomy
Essential Reading for a Just Economy from NCRC. Topics include: redlining, gentrification, mortgage lending and more.
NCRC Initial Analysis of Federal Reserve’s ANPR on the Community Reinvestment Act: A Step Forward but Needs to be More Rigorous
The Federal Reserve Board has issued an Advance Notice of Proposed Rulemaking (ANPR) on the Community Reinvestment Act (CRA). The ANPR proposes to build upon the existing CRA exam structure of separate tests for retail and community development activity.
A Literature Review of Poverty, Race and Gender Among Older Adults
An individual’s well-being and long-term financial sustainability is derived from the ability to build and acquire assets, such as savings, homes, cars or businesses. Around 55% of Americans live in asset-poverty which means they lack sufficient wealth to sustain a livelihood above the poverty level for at least 3 months.
The Spirit and Color of CRA: Greater Emphasis on Communities of Color in the Community Reinvestment Act
NCRC continues to advocate for the inclusion of people and communities of color on CRA exams to address continued racial discrepancies in lending.
Protected: NCRC Member Town Hall
There is no excerpt because this is a protected post.
#AfterThis: Thinking About A Just Economy After COVID-19
Here’s something new from NCRC to encourage hope, creativity and a Just Economy.
Absurd Examples Of What Would Qualify For Community Reinvestment Act Credit Under Proposed Rule Changes
Here are some of the most absurd examples of what would qualify for Community Reinvestment Act (CRA) credit under rule changes proposed by regulators.
The New York Times: Changing Rules to Help Bankers and Hurt Poor Neighborhoods
The Community Reinvestment Act needs a renovation. The Trump administration instead is proposing a partial demolition.
Shelterforce: Redlining Would Be Relegalized by CRA Reform Proposal
In an attempt to make compliance easier for banks, regulators are proposing to incentivize the very thing the Community Reinvestment Act was written to fight.
The Guardian: A Black Woman Faces Prison Because Of A Jim Crow-Era Plan To ‘Protect White Voters’
Lanisha Bratcher voted in the 2016 presidential election. Three years later she was arrested because she had broken a law she didn’t know about.
Monica Grover
Director of the Executive Office mgrover@ncrc.org 202-464-2711 Monica Grover is the Director of the Executive Office at the National Community Reinvestment Coalition (NCRC). Her primary responsibilities include improving organizational functions and supporting the President and CEO. Before assuming her current role, Monica served as NCRC’s Project Manager for Membership, Policy, and Equity (MPE). In …
2019 Just Economy Conference – Sign up for a session
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Washington Post: Housing vouchers mostly move families into impoverished neighborhoods, even when better apartments exist elsewhere
Low-income families using federal housing vouchers remain concentrated in high-poverty, racially segregated neighborhoods with little opportunity — even when affordable apartments are available in higher-income neighborhoods.
The New York Times: The American dream isn’t for black millennials
What I learned from talking to more than 70 of my peers — and trying to buy a house.
The New Yorker: The philosopher redefining equality
Elizabeth Anderson thinks we’ve misunderstood the basis of a free and fair society.