Analysis and points of view on research, trends, issues, ideas and opportunities.
Figure Bank’s decision to give up on seeking a charter for an uninsured national bank signals that fintechs are not going to be able to evade Community Reinvestment Act obligations.
Anyone who wants to build a more just economy should be aware of this tactic and ready to fight it – not just on Section 1071 but on other big pending reforms.
The launch of FedNow marks a great accomplishment — But to realize the full potential of the faster payments system, more needs to be done.
Crypto regulations proposed by House Republicans would help unscrupulous digital asset creators prey upon retail investors.
As the Supreme Court strikes down affirmative action, state and local lawmakers are increasingly taking action to repair racial divides through policies designed to address racial inequality.
From Affirmative Action To Reparations: Bridging Racial Economic Inequality Read More »
We all look to champions to inspire us. The long, challenging and too-often frustrating work of making a better world can benefit tremendously from understanding the ground-level experiences of our colleagues. It is therefore easy to recommend “The Pursuit of Fairness: Fighting for What’s Right in a World that’s so Wrong,” Alan Jennings’ autobiographical and
Fighting For What’s Right: Alan Jennings On Fairness In An Unjust World Read More »
The acute shortage of affordable housing is exacerbating another long-standing problem: Racial discrimination by landlords tenant screening for rental housing.
In recognition of Pride Month this June, this piece details the special threats to health equity that haunt the transgender community.
Understanding The Dire Economic And Health Inequities Facing Transgender Americans Read More »
A new Section 1071 lawsuit from banking industry leaders seeks to block small business lending data collection — but its arguments are false and misleading.
Don’t Fear The Data: Why The Lawsuit To Repeal Section 1071 Is Wrong Read More »
The Black unemployment rate is sometimes seen as a “canary in the coal mine” for the broader economy. When it begins to rise, it may signal a looming downturn.
The $3,000 initial Connecticut Baby Bonds investments are projected to grow to anywhere from $10,000 to $24,000 in value by the time low-income children cash them out in adulthood.
Connecticut Baby Bonds: The Beginning of Bridging the Racial Wealth Divide? Read More »
House Republicans have lured President Biden into negotiating over the debt ceiling. Here are the devastating spending cuts they want in exchange for not destroying the economy.
Backgrounder: Here Are The Social Programs At Risk In The Debt Ceiling Negotiations Read More »
The gaps between Black and White unemployment and labor force participation rates are near historic lows.
Snapshot: Unemployment And Wage Trends For Black, Latino And White Workers In 2022 Read More »
When a key crafter of the Community Reinvestment Act speaks, it behooves us all to listen.
Home lending to non-wealthy borrowers plummeted, while those who missed out on pandemic-era refinancing scrambled to find other ways to capitalize their homes.
